Announcing: PSAR’s Education Employee Insurance Grant: Practical Assistance from REALTORS®

The program provides up to $2,500 in post-closing reimbursement for homeowners insurance to eligible first-time homebuyers employed as educators in San Diego County.

Eligible educators include K–12 public school teachers, school administrators, classified employees, and staff of public charter, district, or county schools located in San Diego County.

Any REALTORS® selling a home in San Diego County may apply on behalf of their clients. Transactions must involve a California REALTOR® for the buyer to be eligible.

PSAR staff process, verify, and prepare approvals. Final disbursement approval follows PSAR’s internal controls.

Email grants@psar.org

Homebuyers must speak with their REALTOR® about this program. Inquiries will be directed to the buyer’s REALTOR®.

Applications are accepted November 1, 2025 through October 31, 2026, or until all available funds are disbursed, whichever comes first.

The home must have closed on or after November 1st, 2025 and before the funds run out or the funds run out.

Must be a first-time homebuyer (no ownership of a primary residence in the last 3 years)

Must plan to occupy the home as a primary residence

Must be employed as an educator in San Diego County

Each grant reimburses up to $2,500 in homeowners' insurance, covering up to two years of premiums. If actual insurance costs are less than $2,500, reimbursement is limited to the documented amount.PSAR has set aside $100,000 in grant money.

REALTOR® completes the application with the client.

REALTOR® gathers all required documentation.

REALTOR® emails the full package to grants@psar.org.

PSAR staff review within 10 business days.

REALTOR® is notified of approval and must notify the client.

Funds are disbursed by check and mailed directly to the client.

Each REALTOR® may submit up to two approved grant applications during the program period.

The grant helps REALTORS® connect with local educators, reduce a real affordability barrier, and demonstrate REALTORS®’ value as trusted advisors.

Final Closing Disclosure, Settlement Statement, or recorded Grant Deed

Proof of educator employment (e.g., pay stub, HR letter, or contract)

Homeowners insurance declarations page(s) (Year 1; Year 2 estimate if available)

Signed First-Time Homebuyer Affidavit

Educators are essential to the community and often face significant barriers to homeownership. Salaries may lag the region’s cost of living while housing and insurance costs rise. By focusing on educators—including teachers, administrators, counselors, and classified staff—REALTORS® can help stabilize the local workforce, strengthen ties with schools and families, and address a real affordability challenge.