Financial Help Is Here

Posted by Richard D'Ascoli on Mar 30, 2020 9:26:03 AM

Here is a list of some of the companies offering assistance and what
you can expect from them.

Financial help and infromation

Are you are worried about making payments now or in the near future?

Now is a good time to conserve resources for your family to weather this crisis for the foreseeable future.

NOW is the time for you to CONTACT your service providers! There is Coronavirus Mortgage, Rental, Credit Card, Auto and Personal Loan Relief but you have to ask for it!  - CLICK HERE -

REALTOR®s who have specific questions about the CARE act, unemployment or other COVID-19 benefits, call  C.A.R.’s COVID Relief Hotline by calling 1+(213) 351 8450,  Monday-Friday, 8:30 a.m. – 4:45 p.m.

 

Topics: Announcements, Brokers/Managers, Market Information, Industry

The Feds & State Determine Real Estate is Essential

Posted by Richard D'Ascoli on Mar 29, 2020 12:00:18 PM

 

Copy of Copy of Untitled

The U.S. Department of Homeland Security Cybersecurity and Infrastructure Security Agency CISA updated its list of essential services during the COVID-19 (coronavirus) crisis and expressly included residential real estate. Since Governor Newsom’s March 4, 2020 order incorporates this list, the order now includes residential and commercial real estate, including settlement services as essential services in California. However, if a city or county has an order with a more restrictive standard regarding what qualifies as an essential service, or more restrictions on activities, those guidelines will still govern the activities of a licensee. Notwithstanding this new development, all real estate licensees must take into account the health and safety of their clients and fellow licensees and follow the protocols that exist for protecting against the spread of COVID-19. If such heath safeguards and protocols are not followed, the rule for the state could easily change to stop or restrict all real estate activity.

To that end, in conformity with current health guidelines, real estate licensees should follow all CDC and local health mandates. This includes the following: 1. No open houses should be held. (CRMLS has removed the option of holding Open Houses) 2. Showings should be done virtually.

Read more from C.A.R. here.

Topics: Brokers/Managers, Market Information, Industry

How does the (CARES) act provide Relief for Realtors?

Posted by Richard D'Ascoli on Mar 26, 2020 11:05:51 AM

The Senate has just passed the Coronavirus aid, relief and economic security (CARES) Act, a stimulus package that will provide assistants to Realtors.   C.A.R. is closely monitoring the legislation.   Review CAR's update here.

CARES act provide Relief for Realtors?

 

Topics: Announcements, Brokers/Managers, Market Information, Industry

FHFA Directs Enterprises to Grant Flexibilities for Appraisal and Employment Verifications

Posted by Richard D'Ascoli on Mar 25, 2020 2:49:06 PM
Federal Housing Finance Agency

FHFA Directs Enterprises to Grant Flexibilities for Appraisal and Employment Verifications

To facilitate liquidity in the mortgage market during the corona virus national emergency, the Federal Housing Finance Agency (FHFA) directed Fannie Mae and Freddie Mac (the Enterprises) to provide alternative flexibilities to satisfy appraisal requirements and employment verification requirements through....(click here)
 
Federal Housing Finance Agency

Topics: Announcements, Brokers/Managers, Market Information, Industry

Temporary Feature – “Ask DRE Licensing” By Email

Posted by Richard D'Ascoli on Mar 25, 2020 1:27:56 PM
California Department of Real Estate
 

Temporary Feature – “Ask DRE Licensing” By Email

 

In addition to our public phone line, DRE is temporarily answering Licensing related questions by email at Ask.DRELicensing@dre.ca.gov.

Staff responding to these emails will have access to limited information and can only answer general licensing and examination questions, such as how do I apply for a license or what are the requirements to renew a license, etc. This email feature cannot provide information about individual applicant statuses, such as when will my renewal be processed, when will my exam be scheduled or why did I get a deficiency letter. For specific questions about application statuses, please contact Licensing at (877) 373-4542.

Emails will be answered in the order they are received. Please expect a 48 hour turn around for an emailed response. Also, be sure to check your spam or junk folders for responses.

Thank you,
Department of Real Estate
Licensing Program

CA D.R.E. UPDATES

Topics: Announcements, Brokers/Managers, Market Information, Industry

C.A.R.'s Issues Guidance on Governor's Stay-at-Home Order

Posted by Richard D'Ascoli on Mar 21, 2020 5:09:42 PM

C.A.R. has issued guidance on the Governor's stay at home order.  This is not guidance from PSAR or our Board of Directors.  CAR has a legal team that is qualified to interpret and opine on legal matters.  Please consult your own legal council for advice and consult.  PSAR, CAR and NAR leaders continue to communicate with officials to educate them about the real estate business in this time of crisis.  

 

For more information please follow this link: 

car banner

 

Topics: Announcements, Brokers/Managers, Market Information, Industry

New San Diego County Local Area Disclosure

Posted by Richard D'Ascoli on Sep 27, 2019 4:38:49 PM

The Pacific Southwest Association of REALTORS® (PSAR) and the North San Diego County Association of REALTORS® (NSDCAR), two real estate trade associations for San Diego-area REALTORS®, are proud to jointly announce the availability of a new Local Area Disclosures (LAD) publication covering San Diego County.San Diego County Local Area Disclosures

This new LAD publication will help REALTOR® members give consumers a deeper understanding of the properties in San Diego County communities where they are purchasing. It contains vital information relating to all local communities in the San Diego region. The new LAD is the latest member benefit and is demonstrating a dedication and commitment to address the local needs of REALTOR® members.

NSDCAR and PSAR leading brokers and legal counsel worked together to create this new version that will provide REALTORS® with a disclosure document that focuses on items that may concern their clients and that are especially, and in many cases, unique to San Diego County.

For consumers, this new LAD will provide important information on all pertinent issues relating to a property they are interested in. It also will help buyers not rely solely on information received from sellers and agents.

“It was a very rewarding, collaborative experience working with our REALTORS® on this LAD project,” said Rich D’Ascoli, CEO, PSAR. “Our team members developed close bonds with a sense of expertise and camaraderie on this project, all with the goal of empowering our members to succeed.”

“Brokers want to provide their clients with accurate and current information,” said Tommy Thompson, CEO, NSDCAR. “Real estate dealings come with potential legal risk. So, disclosure of information is key to our jobs of informing buyers about the exact condition of a property before they agree to purchase it. Keeping tabs on legal concerns in day-to-day dealings help our members safeguard their reputations, businesses and careers.”

Disclosures are one of the most important areas in today’s real estate industry. Full disclosure provides parties with the information needed to properly negotiate price and assess the property’s suitability for their needs.

All sellers are required to disclose certain information and material facts, including information on the property including known hazards and defects that could have an effect on a buyer’s decision to enter into the deal.

In addition, all REALTORS® are required to have a thorough knowledge of California real estate disclosure laws. A real estate professional has a fiduciary duty to disclosure any information that might impact the value of a sale. It is always in your best interest to disclosure all known and suspected hazards. If information is withheld, the buyer or seller may be entitled to damages.

The new LAD publication is presented in easy-to-read format with chapter sections with such titles as “General Disclosures,” “Environmental Disclosures,” “Traffic, Roads and Transportation Disclosures” and “Air Traffic and Airport Disclosures.” Another section called “Specific Area Disclosures” includes specific information on particular communities in San Diego County, including coastal and desert areas, as well as North County, East County, South County, City of San Diego areas. Download San Diego County Local Area Disclosures

Topics for the sections include the following:

-- General Disclosures: County of San Diego General Plan Update, Homeowner Associations, High Wind and Flooding areas, Prison and Jails, Attractions and Amusement Parks, Casinos, Historic Districts, Short-term Rental Restrictions, Parking Restrictions, Soil Conditions, Gas Pipelines, Proposition 65.

-- Environmental Disclosures: Hazardous Materials, Coastal Cliffs, Electrical and Magnetic Fields, Flooding Valleys, Landfills, Lead-based Paint, Nuclear Materials, Agricultural Lands, Toxic Mold Advisory.

-- Traffic, Roads and Transportation: Major Freeways, Mass Transit, Buses.

-- Air Traffic and Airport Disclosures: Aircraft Noise, Airport Sites and Runway Expansion, Military Airfield Restrictions.

A variety of topics are mentioned on the pages about specific San Diego County communities, including information about off-road vehicles activity, nearby farms and agricultural odors, equestrian areas, sewage plants, groundwater seepage, landslide incidents, military ordinances in canyons, quarry noise and facilities for homeless and transients.

The new LAD publication will be available to members on the PSAR and NSDCAR websites.

About PSAR
The Pacific Southwest Association of REALTORS® (PSAR), a 3,100-member trade group for San Diego-area REALTORS®, offers CRMLS multiple listing services, educational training, advocacy and other resources to its REALTOR® members. Founded in 1928, PSAR has played a significant role in shaping the history, growth and development of greater San Diego County. The Association maintains a leadership role in the industry, empowering REALTORS® by leveraging our collective strength so they may serve homebuyers and sellers and the greater community. PSAR offices are located in Clairemont, Chula Vista, and El Cajon. PSAR Service Centers provide Sentrilock, Supra, retail store, MLS training and REALTOR® education, networking and much more. For more information, visit www.PSAR.org.  

About NSDCAR
The North San Diego County Association of REALTORS® (NSDCAR), a 7,000-member trade group for San Diego-area REALTORS®, offers San Diego County REALTORS® access to the California Regional MLS (CRMLS) service, along with educational training, advocacy and other services and resources. NSDCAR is the largest trade association in San Diego’s North County Region. Service centers are located in Vista, Carmel Valley, Carlsbad, Escondido, Fallbrook and Kearny Mesa. NSDCAR was founded in 1994 when several small boards of REALTORS® joined forces to better serve REALTORS® and real estate consumers in the rapidly growing areas of North San Diego County. For more information on NSDCAR, visit www.NSDCAR.com.

 

Topics: Education, Announcements, Market Information

If you have a smart home you need cyber-security.

Posted by Kevin McElroy on Sep 12, 2019 8:25:51 AM

blog_190925TechL&L

Cyber-security : SMART homes need smart security, SMS, Email and Device backups

Wednesday, September 25th | 11:30am - 1:00pm

PSAR EAST | 1150 Broadway, El Cajon, CA 92021

        Register         

Workshops are FREE and open to all REALTORS® and Affiliated Members regardless of what
Association they are members of.


Instructor :

Mike White  - Chair of the Pacific Southwest Association of REALTORS® Technical committee where he helps educate other REALTORS® on technical matters that affect our business and advise the Association on technology issues. 

Topics: Education, Market Information, Industry

will you be the next victim of crime during a showing?

Posted by Kevin McElroy on Sep 4, 2019 11:36:58 AM

CRIME PREVENTION FOR REALTORS® - Learn the strategies and
techniques that
will help keep you safe.

Tuesday | September 17
South PSAR | 1:00pm - 3:00pm

Register

Crime Prevention Specialist Angela Gaines has two decades of working in law Enforcement, first with the Lemon Grove Sheriff station , and for the last 13 years with the Chula Vista Police Department. Training will be fun and interactive.PSAR Crime Prevention Workshop

Free Workshop Will Cover

Parking lot & vehicle safety tips
Safety strategies
Tricks to remain aware 
Learn to trust your gut Instinct
Personal security devices

Register

Topics: Education, Market Information, Industry

Avoid Falling victim to fraud

Posted by Joyce Evans on Aug 23, 2019 3:03:03 PM

Real Estate Fraud Trends in

San Diego County

Special Guest Speaker: Summer Stephan | SD County District Attorney

DA Summer Stephan speaking to REALTORSThe PSAR Government Affairs Committee invites you to hear from DA Summer Stephan about recent trends in Real Estate Fraud in San Diego County. Knowledge to help you and your clients avoid falling victim to fraud.

REAL ESTATE FRAUD
AS IT RELATES TO:

Home

Real Property Crimes

Foreclosure Fraud

Protecting Yourself

How to Report 

 

Friday, September 20th | 12:00pm - 1:00pm

880 Canarios Court, Chula Vista CA 91910

RSVP

Topics: Education, Market Information, Industry