MEET MAX ZAKER, 2021 PRESIDENT-ELECT, A `PERSON OF SPECIAL INTEREST'

Posted by Rick Griffin on Jul 17, 2020 4:32:44 PM
Max Zaker, 2021 PSAR President-Elect.

Meet Max Zaker, who was recently elected to serve as 2021 PSAR President-Elect.

Max was born in Iran, grew up in Great Britain and arrived in the U.S. in 1986 at age 26. “My first eight years in America I spent opening and operating small businesses, including a restaurant, bar, print shop, dry cleaners and even a small community newspaper,” he said.

Max has spent the past 30 years as a business executive growing companies and helping small business communities compete and thrive in an ever-changing economy. He has held positions in commercial real estate development, real estate portfolio acquisitions and mergers, small business startups, and is currently operating a network of real estate-related companies in Chula Vista.

He has a passion to create economic opportunities and help others build successful businesses. He wants to help PSAR members use innovative technologies and resources that will help them grow their businesses.

In his capacity as business owner and director of several publicly-funded, social enterprise programs, he has been involved in the creation of hundreds of local jobs.

His problem-solving nature and personal journey as an immigrant have taught him the value of hard work and a strong sense of responsibility to care for each other and our communities.

Max has is no stranger to public service as well. He currently serves on the City of Chula Vista Planning Commission and Envision Broadway Advisory Group. He has been a PSAR Board member and is serving as a C.A.R. Director.

In 2015, he joined PSAR’s South County Government Affairs Committee and chaired the Committee in 2016 and 2017. This committee is focused on all things governmental, including public policy positioning and development and emerging trends that may impact the professional interests of homeowners and small businesses.

His leadership experience includes a prior role as Director of the Downtown San Diego Partnership (DSDP), a non-profit business organization that assists with the revitalization of downtown San Diego. In 2000, he joined DSDP and oversaw the implementation of San Diego’s first property-based business improvement district (PBID). At DSDP he was involved with the “Clean and Safe” program, designed to improve San Diego’s downtown appearance and enhance public safety. He also was involved in the initial development of Petco Park, which opened in 2004.

Zaker co-authored the City of San Diego's first micro-lending program. As a result, in 2000, Zaker was awarded with a special designation from the U.S. Department of Justice. He was recognized as a “Person of Special Interest” by the U.S. Government’s Executive Office for Immigration Review for meritorious contribution to the national interests of the United States and for significant public or private endeavors. Max said the award is a designation given to immigrants who work as scientists, physicians and other highly skilled professionals. Max was recognized for creating a loan program to help small businesses, funded by large banks who typically would extend loans to small businesses.

“It took me 12 years to acquire that designation, 12 years of a legal entanglement battle, it was a very challenging journey” said Max. “Initially, the government opposed me. They fought against me in lower courts. But I appealed my case all the way to the 9th Circuit Court, which reversed the denial from a lower court. I wanted that designation because it affirmed to me that America is a country of opportunity. If you persevere, you can accomplish great things. You have to follow your dream and work hard. I still live by those values today.”

Zaker has served on the leadership team at the Jacobs Center for Neighborhood Innovation, a San Diego non-profit that partnered with residents in Southeastern San Diego for community change. He joined the Jacobs Center in 2003. As the Jacobs Center’s business development director, he was part of San Diego’s largest social enterprise whose mission is to create jobs for local residents and serve as a destination business model. He was involved with the development of several office, retail and industrial properties, including Market Creek Plaza commercial center, which created local business, jobs and 

Max Zaker

resident ownership opportunities. He also served on the board of the Southeastern Diamond Business District, serving as 2011-2012 chair.

In 2011, Max formed the Zaker Group, a consulting business. At the time, he considered himself semi-retired. But, then, he was hired to consult with Keller Williams as a team leader involved with entrepreneurship development, coaching and training, business planning, growth management, profit sharing strategies and real estate sales training. Max ended up acquiring the very franchise he was working with as a consultant.

In January 2015, Max and wife Claudia became the new owners of the Keller Williams Realty franchise in Chula Vista. Today, their office, KW GOLD, at 2371 Fenton St., has 115 agents and continues to grow. They recently opened an escrow company titled Marina Vista Escrow. Max and Claudia are also partners at Secure Funding Group.

Max loves riding his Harley Davidson motorcycle. He said, “Growing up, I wanted to be like James Dean. He was my idol as a teenager. I wanted to ride a motorcycle like James Dean. Today, I’m probably one of the few Harley riders without a tattoo.”

Max and Claudia, have lived in Chula Vista for over 20 years, where they have raised their three children. Claudia is a Chula Vista native and former San Diego County Deputy Sheriff.

Max is supportive of PSAR because of the association’s professionalism and integrity. “Our Association is outstanding at encouraging business ethics and best practices,” he said. “We need to raise the bar and teach the next generation the importance of following your dream. A collective group like PSAR is an excellent way to work for the interests of small business owners. As a stake holder in the community, I’m proud to support and help advance PSAR. PSAR has a solid foundation upon which we will continue to build an even stronger organization to serve its members. Your association has a long history of promoting ethical and fair real estate business practices and protecting private property rights, I will work diligently to preserve these values.”

_______________________________

Our Mission is to empower our members to flourish while being accountable to each other
our clients and our community.

Since 1928, the Pacific Southwest Association of REALTORS® has played a significant role in shaping the history, growth & development of the Real Estate industry in San Diego County. This program is only open to REALTORS® and PSAR Affiliate Members. There is no cost for attending this program.

Topics: Announcements, Industry

PSAR PROTESTING HIKE IN PROPERTY TAXES WITH SEWER BILL

Posted by Rick Griffin on Jul 10, 2020 5:02:10 PM

EL CAJON the Valley of Opportunity

The El Cajon City Council is once again attempting an action that is detrimental to ratepayers and potential buyers trying to qualify for home loans in El Cajon.

In February of this year, the El Cajon City Council attempted to add sewer charges to homeowners’ semi-annual property tax bills.

This might seem like an innocuous proposal. In reality, adding any fee to property taxes because higher property taxes always result in lower borrowing ability.

Adding sewer charges to property taxes translates to a loss in buying power for homebuyers. It means future homebuyers will need more money to qualify for a mortgage. It means lower housing values, including lost equity because a higher property tax bill can shrink a homebuyer’s available pool of money for purchasing a home. PSAR has always supported alternate methods of collecting fees for public services instead of inclusion with parcel taxes.

Back in February, PSAR members joined numerous seniors and other community members in testifying at the El Cajon City Council meeting. As a result, a majority of the council members voted “no” on the proposal to add sewer charges to homeowners’ property tax bills.

Now, the El Cajon City Council has scheduled a public hearing to discuss the same harmful proposal . The meeting is scheduled for 3 p.m., Tuesday, July 14. The meeting will be held online via live video streaming.

Some residents became aware of the July 14 public hearing only after receiving a city notice of a sewer rate change and the shift to property taxes effective July 1.

PSAR members also learned that the city was adding the May and June 2020 billing, in addition to the July 1, 2020 through June 30, 2021 fiscal year sewer bills, to the property tax bills. This means a a much higher tax bill will be due this Fall.

In a recent meeting, the PSAR Government Affairs Committee voted unanimously to oppose the El Cajon sewer tax proposal. The Committee is encouraging PSAR members and property owners to voice their concerns about this pending action.

All PSAR members and El Cajon property owners are encouraged to send an e-mail to the City of El Cajon stating your opposition. In your e-mail, refer to the “Sewer Billing System Change to the Property Tax Roll.” Protest emails must be sent prior to 2 p.m. on July 14. Any written objection or protest must include your name, Assessor Parcel Number (APN), sewer service address and a statement of your opposition to the placement of sewer charges on the property tax bill. Protest emails can be sent to City Clerk Angela Cortez at cityclerk@cityofelcajon.us or City Manager Graham Mitchell at gmitchell@cityofelcajon.us.  We also urge El Cajon residents and property owners to reach out to their councilmembers and the Mayor to express your thoughts on this matter. 

Councilmember Bob McClellan- bmcclellan@cityofelcajon.us     

Councilmember Steve Goble- sgoble@cityofelcajon.us  

Councilmember Gary Kendrick- gkendrick@cityofelcajon.us   

Councilmember Phil Ortiz- portiz@cityofelcajon.us          

Mayor Bill Wells- bwells@cityofelcajon.us   

There are many factors related to the El Cajon sewer tax proposal of which residents should be concerned. Seniors and individuals on a fixed income will be hit by a large bill at the end of the year. Who will ratepayers contact if there is an error on their sewer bill if those fees are added to their annual tax payments? Any small savings realized from billing through the property tax roll is more than offset by incorrect bills and the expense of correcting them. The city is going to defer income from sewer ratepayers until the end of the year. How is that money financed? Isn’t it better for the city to collect this money upfront rather than waiting to year’s to bill? What additional cost will result from this approach?

In a noteworthy oversight, a member of the City Council suggested that the city t offer property owners the ability to pay a bi-monthly sewer bill, but there was no mention of that suggestion in the city notice.

In 2019, El Cajon approved higher sewer rates for the next five years. A typical customer paying $48.31 each month for sewer services will see their bill increase to $55.09 in 2020, $61.22 in 2021, $69.70 in 2022, $77.35 in 2023 and $88.76 in 2024.

The city’s 17,000 residential customers haven’t seen a rate increase since 2011. Before then, the last adjustment to sewer rates in El Cajon was in 1999. Wastewater in El Cajon is piped to San Diego’s Point Loma treatment plant where it is treated and then released into the ocean.

Ratepayers—voters-- deserve to know why this proposal has resurfaced and to receive answers to related questions and issues that it generates. Stand up and be counted at the City Council hearing on Tuesday, July 14, at 3:00 pm.

___________________________________

Our Mission is to empower our members to flourish while being accountable to each other
our clients and our community.

Since 1928, the Pacific Southwest Association of REALTORS® has played a significant role in shaping the history, growth & development of the Real Estate industry in San Diego County. This program is only open to REALTORS® and PSAR Affiliate Members. There is no cost for attending this program.

Topics: Announcements, Industry

$1500 In Closing Costs for Veterans

Posted by Rick Griffin on May 23, 2020 5:00:00 AM

PSAR Helps Veterans / Active Duty Service members
with the Robert Calloway Memorial Housing Grant*

To celebrate Memorial Day 2020, the Pacific Southwest Association of REALTORS® (PSAR) is proud to announce the launch of a special grant program designed to provide active duty, reserve and veteran military service members in San Diego County who are first-time homebuyers with closing-cost assistance.

In a joint partnership with the California Association of REALTORS® (C.A.R.) Housing Affordability Fund (HAF), PSAR is providing 34 grants, each in the amount of $1,500.  These closing cost assistance grants are being made available to military families for a first-time purchase of a home in San Diego County.

The PSAR-sponsored program, titled “Robert Calloway Memorial Veteran Housing Grant”, launches June 1, 2020 and will continue for one year or until the available grant funds are exhausted.

“We are very excited to give-back to our military community and provide closing-cost assistance to our hometown heroes and their families who are searching to find a place to call home,” said Robert Cromer, 2020 PSAR President. “Our nation has thrived because of the courage, perseverance and resolve of active duty, reserve and veteran Army, Navy, Air Force, Marine Corps and Coast Guard service men and women. They have served and protected this beautiful country and our rights that have kept us free. Now it’s our turn to serve those individuals who have stepped up to protect the values and freedoms our country was founded upon. They fought for our homes, now it’s our turn to take action and help them with their first homes.”

The joint partnership with PSAR and C.A.R. was initiated by the late Robert Calloway, who served as 2019 PSAR President. A military veteran, Calloway served in the U.S. Navy for 26 years, from June 1985 to June 2011, retiring as a Senior Chief Navy Counselor. He specialized in human resources and counseling for the Navy during 20 of his 26 years. In 2008, Calloway started selling real estate while still in the Navy. He joined PSAR at the start of his real estate sales career and was elected to the PSAR board of directors in 2014. Prior to serving as PSAR president, Calloway served as the founding president of the Veterans Association of Real Estate Professionals (VAREP), San Diego chapter.

Robert Calloway 1965-2020

Calloway passed away suddenly from heart disease on May 4. He was 54. At the time of his passing, Calloway was serving as a current PSAR board member and as a C.A.R. director and Vice Chair of C.A.R.’s Southern California Region 30.

“It’s great for our Association to team-up with C.A.R. and give back to our deserving veterans who have worked hard to protect our everyday lives,” said Rich D’Ascoli, CEO of PSAR. “We are committed to working together to enhance lives of our veterans over the long haul. We feel naming this grant after Robert is a fitting tribute to his legacy as a veteran and a member of the PSAR family of realtors.”

REALTORS® are limited to one transaction in a year’s time. To qualify for the closing-cost assistance, the homebuyer’s mortgage loan must already be approved through regular Desktop Underwriting (DU) industry standards and have an executed Residential Purchase Agreement (RPA) in escrow. Homebuyers also must be using a Veterans Administration (VA) loan for their home purchase. If, for any reason, the transaction does not fund or close escrow, the $1,500 allocation will return to the PSAR grant program fund.

The Robert Calloway Memorial Veteran Housing Grant program is funded by HAF, a 501(c)(3) nonprofit dedicated to addressing California’s growing housing affordability crisis. The HAF receives donations from C.A.R. members, non-members and other institutions that are committed to addressing housing challenges in California. HAF donations are then distributed through local REALTOR® associations who have submitted funding requests for local housing affordability and housing supply programs. For maximum impact, HAF funds are leveraged with local associations and their housing partners.

HAF was established in November 2002 to provide more options to first-time homebuyers. It was created by REALTORS® who bore witness to working families being denied the American dream of homeownership. The HAF mission statement states the nonprofit plays an active role in addressing ongoing housing affordability challenges facing Californians

*QUALIFICATIONS:
     • First Time Home Buyer
     • Property in San Diego County
     • VA Home Loan Guarantee
     • Represented by a REALTOR®  
     • Program is good for 1 year or until funds are exhausted, limit to one Application per Realtor 
 
(as of August 26, 2020 All grants have been given)

A committee of PSAR members will review and approve the grant applications. Committee members include Robert Cromer, Sam Calvano, Ditas Yamane and Tony Santiago.

“At PSAR, we use all tools available to achieve homeownership for everyone, including veterans” said Calvano. “Veterans can be assured that when they have a PSAR member representing them, they are getting the benefits of experience, knowledge and the best customer service. I am excited about this grant program which will help veterans with closing costs.”

“It is especially gratifying to help veterans find a home in San Diego,” said Yamane. “Veterans are our modern-day heroes who have selflessly shared so much and have sacrificed some of the best years of their lives, putting themselves in harm’s way to fight for liberty and keep everyone safe.”

“I have the upmost respect for our veterans,” said Santiago. “I am proud of be part of PSAR and our efforts to help these courageous men and women who have sacrificed so much.”

PSAR members who help a veteran family with closing-cost assistance are encouraged to create a video of the occasion when the keys to the front door are hand-delivered to their client. The best video will be shared in 2021 at the PSAR Real Estate Achievement and Leadership (R.E.A.L.) awards. The annual R.E.A.L. awards programs honors PSAR’s top producing agents and give them a platform to be recognized for their hard work and dedication by their sphere, peers and the public at large. The R.E.A.L. awards recognize agents and brokers who have achieved excellence through production and industry leadership. Awards are based on either sales volume dollars or units sold, including listings or sales units entered into the MLS.

 
Military Veterans

Housing Affordability Fund

Veterans Grant Program Flyer             HAF application Form

Topics: Announcements, Market Information

DRE canceling salesperson and broker exams

Posted by Richard D'Ascoli on May 14, 2020 12:05:49 PM

The Department of Real Estate (DRE) is canceling real estate salesperson and broker license exams in all exam centers through May 31, 2020. This action is being taken to comply with state and local public health agencies ordering residents to shelter in place to slow the spread of COVID-19.
 
Examinees affected by these cancellations will be allowed to reschedule their canceled exam dates using DRE’s eLicensing system. Exam rescheduling fees will be waived for canceled exams.
 
Examinees with questions or concerns regarding canceled exams can contact DRE’s Licensing program at (877) 373-4542 or by email at Ask.DRELicensing@dre.ca.gov.


Some Q&A from the DRE website:

If my exam is canceled, how do I reschedule it?
All examinees can reschedule canceled exams using our eLicensing system for free. If you do not have an eLicensing account, you can easily create one on our website.

If the county I live in has issued a shelter in place order, can I reschedule my exam date?
Yes. If the city or county issues a shelter in place order, your exam will be canceled and an email notification will be sent to you. Be sure to check your spam or junk email folders. When an exam is canceled, examinees are placed in a "self-schedule" status on eLicensing, which allows them to reschedule for free.

My real estate license will be expiring soon. What is the best way for me to complete my renewal?
The secure eLicensing online system offers expedited processing of salesperson, broker, and officer license renewals any time or day of the week. eLicensing is easy to use, paperless and interactive. Licensees enter information needed for license renewal into eLicensing, including the course number and completion date of continuing education courses taken. If continuing education is required, then Continuing Education Requirements must be completely satisfied in order to renew through eLicensing. Acceptable methods of payment include VISA, MasterCard, and American Express credit cards or debit cards bearing a VISA or MasterCard logo.

Unfortunately, officers renewing after the license expiration date and all restricted licensees cannot use eLicensing. Those renewal applications must be submitted by mail to the Department of Real Estate, P.O. Box 137003, Sacramento, CA 95813-7003.

Remember, you may use eLicensing or submit your renewal application 90 days prior to your license expiration date. Your renewal is on-time if your eLicensing transaction is completed or your application is postmarked before midnight on your license expiration date. If you submit your renewal on-time, Business and Professions Code Section 10156.2 permits you to continue operating under your existing license after its expiration date unless notified otherwise by the DRE.

How do I complete continuing education for my license renewal when I have been ordered to shelter in place?
Licensees can take continuing education courses by various means, including by correspondence or distance learning. Correspondence courses include courses offered online or by mail. You can search here for a list of continuing education courses that are offered by correspondence.

Please remember that continuing education courses follow strict regulations with regards to the amount of time required to be spent on a course and spacing of the final exams. See Continuing Education Regulations (RE 312) for additional information.

California Department of Real Estate.

 

Topics: Announcements, CRMLS, Industry

Robert Calloway, A life of service, 1965-2020

Posted by Rick Griffin on May 9, 2020 5:00:00 AM

About Robert  Photos of Robert and Colleagues  |  Services  |  Share thoughts about Robert

Robert Calloway, 1965-2020

The Pacific Southwest Association of REALTORS® (PSAR) has lost a dear friend, Past President, CAR Region 30 Vice Chair, and current board member. It’s with much grief and sadness to report that Robert Calloway has passed away at the tender age of 54. He was found at his home on Tuesday, May 5. The cause of death was determined to be heart disease.

Robert CallowayThe theme for Robert’s year as 2019 PSAR President was “Salute to Service.” He said in a February 2019 PSAR blog post, “I have learned that nothing is more refreshing than to serve and giveback, and by getting involved. It’s your attitude that is most important. There’s something very authentic in participating with the desire to help others: Nothing to prove; nothing to lose.

“PSAR’s mission is to empower our members. Our mission statement states: `We empower our members to flourish while being accountable to each other, our clients and our community.’ Our members are self-empowered to take control of their own destiny and careers.

“I encourage everyone to get involved by volunteering and serving in their community. Don’t just show-up, volunteer. Find your passions, utilize your strengths, be a participant, not just an observer, and you will get more out of life. You will develop your skills, advance your career and the experience will be rewarding to you both personally and professionally. While no one is capable of doing everything, everyone is capable of doing something.” 

Following the conclusion of his term, Robert said in a January 2020 PSAR blog post, “Thanks to all of you who participated and were dedicated to this theme. It was a year when our members definitely stepped up and served our Association by committing themselves to service and to our mission of Empowering Our Members.”

According to Richard D’Ascoli, CEO, PSAR, the entire San Diego-area real estate industry has lost a true leader.

“I can honestly say that the overarching theme in Robert’s life was his commitment to service,” said D’Ascoli. “He lived a life of continuous and unrelenting service. In the Navy, he served our country, he retired and served the disabled veteran community by promoting VA benefits to those in need,  Then, he began serving his real estate profession as president of our association. At the same time, he was serving the faith community at his church. His life will be remembered as an example of service. We will miss him greatly.”

During his 2019 term as PSAR President, there were many highlights. Here are a few:

• 190 training classes, 23 unique events and 600 marketing sessions
• Expanded membership by 10 percent
• Expanded services by opening a third PSAR Service Center in Clairemont Mesa, 4340 Genesee Ave., Suite 203, San Diego, called the Central San Diego Service Center
• Launched a new weekly property marketing pitch meeting, called “City Pitch,” held at 9 a.m., every Tuesday morning, at the PSAR Central San Diego Service Center
• Expanded access to more technology and listing data by joining the California Regional Multiple Listing Service
•Added Glide 2.0 and SavvyCard as new member benefits
• Awarded $13,500 to four local nonprofits, including South Bay Community Services, Unity 4 Orphans, Meals on Wheels and San Ysidro Health Center, as a result of fundraising at two PSAR events, including the PSAR 2019 Realtor Games, held in June, and the PSAR 2019 Zombie Run-Walk, held in October
• Published a new Local Area Disclosures (LAD) publication covering San Diego County in partnership with the North San Diego County Association of REALTORS® (NSDCAR), the new LAD contains disclosure information relating to properties in the San Diego region
• Recognized at the El Cajon City Council for a grant that created a website featuring resources and information to assist homeless people in the East County;
• Assisted the City of San Diego in writing  the “Companion Unit Handbook,” a  helpful 38-page guide to help homeowners better navigate the process of constructing on their property a companion unit, also known as granny flats or accessory dwelling units (ADUs)
• Provided input to the La Mesa City Council, City of Chula Vista and San Diego County Board of Supervisors about ADUs in support of property owners and as a way to address the region’s housing supply and affordability crisis
• Promoted the CRMLS/Mexico MLS data-share as a presenter at the AMPI (Asociacion Mexicana de Profesionales Inmobiliarios) national convention (AMPI is Mexico’s counterpart to the National Association of REALTORS®)
•Solidified relationships with Baja Associations through meetings in Los Cabos and La Paz

Robert was especially proud of the recognition given for his efforts to help veterans with homeownership. In 2018, Robert was invited by Ernest J. Dronenburg, Jr., San Diego County Assessor-Recorder-Clerk, to serve as an advisor to the Assessor’s Office on providing property tax relief to disabled veterans.Robert Calloway Installation

Under Robert’s leadership, a number of homeownership initiatives were introduced that helped disabled military veterans achieve homeownership, stay in their homes and save money on their property taxes. As a result, the Assessor’s Office has assisted more than 10,000 local disabled veterans since 2018.   

Robert’s efforts to help veterans resulted in PSAR and the Assessor’s Office receiving a Golden Watchdog Award from the San Diego County Taxpayers Association. In addition, the California Board of Equalization (BOE), a state agency, also recognized Robert for his efforts to help veterans.

“Robert Calloway led a life of service,” said Dronenburg. “Starting in the Navy and ending as a super professional in the real estate industry serving as the 2019 President of the Pacific Southwest Association of Realtors. He played an important role helping over 10,000 veterans in San Diego County as my advisor on tax breaks for disabled veterans. While he was recognized by the State of California for his leadership helping veterans and as the PSAR President, he will most be remembered as a joyful industry leader that made San Diego a better place to live.”  

Robert also enjoyed serving at Bayview Church in San Diego as a leader within the deacon ministry and a facilitator in Studies In Christian Living (SICL) Bible Study classes. According to Sherman Metcalf, Chairman of the Deacon Board at the church, Robert was an active member of Bayview for 14 years.

“Robert Calloway was a devoted Christian and servant of the Lord,” said Metcalf. “Within the first year of membership at Bayview, Robert joined the Hospitality Ministry and had continued to serve faithfully in this capacity until his passing. In December 2014, Robert was ordained as a Deacon at Bayview where he dedicated his life to supporting the Senior Pastor who ministers to the congregation and community. Robert spent much of his time serving the church elders as well as a fellow Deacon who fell to a life-changing disability. Robert was the type of person whose presence enhanced whichever ministry he was a part of. He will be sorely missed.”

Robert Daniel Calloway III was born on Dec. 12, 1965 in Atlanta, Georgia.  He enlisted in the U.S. Navy at age 19. “I enjoyed traveling and the Navy sounded appealing,” he said. “But, I never expected to travel that much.”Robert Calloway

His Naval career included 13 deployments on six different ships. One of his most memorable experiences was watching his ship sink an abandoned Italian destroyer. “We towed his ship to an area near the international boundary with Libya,” recalled Calloway. “Our purpose was to show our military might to Muammar Gadaffi. It was very exciting to watch the ship blow up. Muammar stayed pretty quiet after that.”

Calloway served in the Navy for 26 years, from June 1985 to June 2011, retiring as a Senior Chief Navy Counselor. He worked in human resources and counseling in 20 of his 26 years.

Robert met President George W. Bush aboard the aircraft carrier USS Abraham Lincoln. It was on May 1, 2003, when the President declared “Mission Accomplished” regarding the end of major combat operations in Iraq in a nationally televised address.

“The President was very friendly and grateful and thanked us for our service,” said Robert. “He was interested in our opinion and was a good listener about what we had to share. It was impressive to watch him land on the flight deck co-piloting the jet.”

Robert started selling real estate in 2008, while still in the Navy. He joined PSAR at the start of his real estate career and was elected to the PSAR board of directors in 2014.

Prior to serving as PSAR president, Robert served as the founding president of the Veterans Association of Real Estate Professionals (VAREP), San Diego chapter. The chapter was launched in July 2013 and he served as its president until October 2015. He also served for three years as VAREP’s Southern California State Director, overseeing the six chapters stretching from San Diego to Los Angeles. Headquartered in Corona, Calif., VAREP has more than 20,000 members nationwide, and more 60 chapters around the country, states its mission as to increase sustainable home ownership, financial-literacy education and economic opportunity for the active-duty and veteran communities.

“Robert was an earth angel,” said Andre Hobbs, a San Diego REALTOR®, close friend and VAREP member. Hobbs helped Robert establish the San Diego VAREP chapter in 2013. Today, Hobbs serves on the VAREP national board of directors as a member of the organization’s Affordable Housing Committee.

“What I mean by earth angel is someone who is born in human form and is beautiful and humble and shares with the world, generously and tirelessly, love, light and kindness of their hearts,” said Hobbs.

Robert is survived by a daughter Danielle Calloway of Cincinnati, Ohio, and two stepsons, Ernest Turner of Fife, Wash., Shalom Richards of Graham, Wash.

Robert Calloway and family

Robert also is survived by four sisters and a brother. The sisters include: Alicia Wimbish (Carl) of Ellenwood, Georgia; Valerie Seaborn (Kenneth) of Monroe, Georgia; Yolanda Williams (James) of Lithonia, Georgia; Darlene Williams (Boris) of Conyers, Georgia; brother Roderick Calloway (Carolyn) of Ellenwood, Georgia.
Robert was preceded in death by his father Robert D. Calloway Jr, mother Alicia “Yvonne” Calloway and a sister, Cheryl Williams.

Robert Calloway and friendsRobert also is survived by seven grandchildren, as well as a longtime friend, Elizabeth Taylor of San Diego.

In one of his final written statements to PSAR members, Robert provided some positive encouragement during the coronavirus pandemic. Robert was one of several PSAR past presidents who was quoted in a PSAR blog post. Robert’s comment revealed his loving heart and concern for others. Here was Robert’s comment: “We will get through this tough time as we have done in the past. Continue to work with your past clients and update them on what’s happening in the real estate market. Also, please remain safe during the shelter in place, there is no amount of money that can replace you or a loved one.”

Due to the coronavirus restrictions, the Celebration of Life memorial service honoring Robert will be held at a later date. Once finalized, details will be shared with all PSAR members.  


For more photos of
Robert and his PSAR Colleagues Click Here


Celebration of Life for Robert D. Calloway III
 
Visitation:  Tuesday May 19th from 6 P.M. to 8:00 P.M. to be held at Gregory B Levett & Sons 
4347 Flat Shoals Pkwy
Decatur, GA. 30034
(404) 241-5656
 
Graveside funeral:  Wednesday May 20th @ 1:00 P.M (Eastern) to be held at Kennedy Memorial Gardens 
2500 River Rd
Ellenwood, Ga. 30294
(404) 243-8900
 
The service will be streamed live on May 20th at 10:00 am PT - Link: http://capstonecloud.com/robert-d-calloway-iii/
Pprovided on Gregory B Levett & Sons Funeral home website - Link to Robert's Obituary
 
In lieu of flowers, the Calloway family has designated two real estate organizations to receive memorial donations in the name of Robert Calloway III. The family also requested that all donations be used to promote homeownership for military veterans, a worthy cause that was very important to Robert. 
 
Online donations can be made in Robert’s name to the San Diego Chapter of Veterans Association of Real Estate Professionals (VAREP) which is a 501C3, donations are tax-deductible. Visit https://varep.net/donate.   
 
If preferable, paper checks can be mailed to the Pacific Southwest Association of Realtors in San Diego, 880 Canarios Court, Chula Vista, CA. 91910. In the memo line of your check, please write “Robert Calloway” and the donation will be allocated to programs benefiting military veterans.  PSAR is a 501C6. Donations are not tax-deductible.
       

Topics: Announcements, Leadership

Red Alert AB 828

Posted by PSAR Communication on Apr 27, 2020 8:15:00 PM

 

 

C.A.R. RED ALERT

C.A.R. RED ALERT

OPPOSE AB 828 – UNCONSTITUTIONAL RENT REDUCTION BILL
CONTACT YOUR STATE SENATOR TODAY!

C.A.R. OPPOSES AB 828 (Ting), a bill that, among other things, effectively forces a 25 percent reduction in rents. C.A.R. opposes the bill because it is unconstitutional and provides no financial protection for mom-and-pop property owners who still must pay their mortgages and have a legal obligation to repair and maintain their properties.

ab 828

Background

In response to the COVID-19 crisis, the Judicial Council of California has halted all eviction lawsuits – otherwise known as “unlawful detainer” lawsuits – statewide. Additionally, Governor Newsom’s March 27th Executive Order, among other things, allows tenants to delay payment of rent due to the COVID-19 crisis. Lastly, many local governments have enacted ordinances that freeze rents and halt the issuance of eviction notices of any kind during the pandemic.

On top of these existing COVID-19 state and local tenant protections, AB 828 creates a court-ordered reduction of rent by 25% for 12 months for tenants who claim they cannot pay due to the COVID-19 crisis. There is no way for property owners to recoup this court-ordered lost rental amount, even though they are still legally obligated to continue paying their mortgage, taxes, and insurance and maintain and repair the property.

C.A.R. Opposes AB 828 Because:

It is unconstitutional. AB 828 FORCES courts to interfere with existing contracts in violation of both the California and U.S. Constitution. Not even a pandemic should undermine the California and U.S. Constitution.

It is unnecessary. The state and/or local governments have already acted to limit evictions and rent increases and impose temporary payment moratoria during this emergency, protecting tenants from uncertainty.

It does not require any real demonstration of hardship. AB 828 only calls for a tenant to show “increased costs for household necessities OR reduced household earnings” without establishing a reasonable threshold for the financial impact.  Furthermore, if the increased costs or reduced earnings happened during March 4, 2020 and March 4, 2021, the court must assume that was caused by the Covid-19 crisis; meaning, the tenant has no obligation to show the linkage in the change of circumstances to the Covid-19 crisis.

It places undue financial hardship on property owners without providing any assistance. Property owners are given no recourse to recoup this lost rental income, even though they are still legally obligated to continue paying their mortgage, taxes, and insurance and repair and maintain their properties. Legislators should keep in mind that many rental housing owners are retirees who count on rental income to cover the expenses associated with providing rental housing as well as their own personal income, which may already be limited due to existing emergency measures.

It discourages investment in the building of new housing. Adding more uncertainty to the rental housing market discourages builders from investing in the creation of desperately needed rental housing. That unmet need will NOT go away with this pandemic.

It creates additional costs for state and local governments when tax revenues will already be dramatically reduced. Courts, local housing authorities, and other agencies will either incur new costs or see reduced revenue if AB 828 is enacted.

For more information, please email realtorparty@car.org or reply to this email.

Thank you,

C.A.R. Government Affairs Team

 

Topics: Announcements, Government Affairs

New GOVERNOR ORDER IMPACTING LICENSEES Renewal and Applicants

Posted by Richard D'Ascoli on Apr 20, 2020 9:31:09 AM

SACRAMENTO – On April 16, 2020, Governor Gavin Newsom issued Executive Order N-52-20 which, among other things, extends several Department of Real Estate (DRE) statutory deadlines by 60 days.
Highlights of the Executive Order that relate to DRE stakeholders include extending the
following for 60 days:

• time-frames associated with examination application expiration dates
• time-frames associated with license expiration dates
• deadlines related to the payment of license application fees
• deadlines related to the payment of license renewal fees
• deadlines related to completing continuing education requirements for expiring licensees
• deadlines specified in existing Orders issued by the Real Estate Commissioner

DRE understands that right now licensees are focused on keeping themselves and their families safe and healthy during the COVID-19 pandemic. With the signing of this most recent Executive Order providing for extensions of licensing deadlines, licensees can continue focusing on their safety and well-being.
Frequently asked questions about the Executive Order are provided on DRE’s website.

Additionally, DRE published the most recent Consumer Alert titled, “Consumer Alert- Fraud Warnings for California Homeowners in Financial Distress” in Spanish today. The Spanish copy can be accessed on DRE’s website on the Consumer Alerts page.

 

Topics: Announcements, Industry

PSAR LAUNCHES VIRTUAL PITCH SESSIONS, THREE TIMES WEEKLY

Posted by Rick Griffin on Apr 20, 2020 6:15:00 AM

PSAR Property Pitch Sessions

In its latest step to mitigate the challenge of the Covid-19 real estate environment, PSAR has launched a virtual version of its weekly “City Pitch” and “Rally and Ride” property pitch sessions.  REALTOR® members will market and pitch their listed properties in an online setting, along with adding contacts to their network and discussing potential deals.

“PSAR members have been meeting to market property to one another going all the way back to 1928,” said Rich D’Ascoli, PSAR’s Chief Executive Officer. “At this crucial point in time due to Covid-19, the counsel of a REALTOR® is especially critical. REALTORS® need to also engage with one another even more to help their clients buy and sell property. Markets go up and down, but life continues and people need housing.”

“Like any successful REALTOR®, we have altered our approach in a changed environment said D’Ascoli. “The coronavirus has caused your Association to leverage digital tools and other resources to help navigate the changing landscape. We’ve made the necessary pivots and are delivering what our members need from us: calmness, clarity and leadership.”

Prior to the COVID-19 lockdown, three PSAR pitch sessions were held weekly at 9:00 a.m. one each. at PSAR’s three Service Centers: “City Pitch” on Tuesdays at the Clairemont office, “Rally and Ride Too” on Wednesdays at the Chula Vista office and “Rally and Ride” on Thursdays at the El Cajon office. The virtual pitch sessions are now available on the Zoom online meeting platform at the same time on the same days for each event as before.

“In this new normal of social distancing, we all benefit from more interaction in whatever form. So, our virtual pitch sessions offer a “safe place” in which fellow members can meet and share experiences, ideas and tactics for growing business in today’s marketplace.” said D’Ascoli.

“While the number of new listing may have dropped a bit in San Diego County in March in year-over-year comparisons, mortgage rates are low and property is still selling. March saw no drop in sales. I am very proud of our members who experiencing success while taking necessary safety precautions. Our members are still helping their clients meet their needs.”

Tuesday’s virtual “City Pitch” event will focus on properties located in the following zip codes: 92103, 92104, 92108, 92109, 92110, 92111, 92115, 92116, 92117, 92120, 92123, 92124.

Wednesday’s virtual “Rally and Ride Too” event will focus on properties located in the following zip codes: 92135, 92118, 92155, 91932, 92154, 92173, 91910, 91911, 91913, 91914, 91915, 91950, 92139, 91902, 92114.

Thursday’s virtual “Rally and Ride event will focus on properties located in the following zip codes: 91901, 91906, 91942, 91935, 91962, 92019, 92020, 92021, 92040, 92071, 91941, 91977, 91978, 92119, 91945.

Property pitches should be no more than four minutes in length. While a realtor pitches the property, a facilitator will present a Paragon slide show of listing photographs. To request a pitch opportunity, Click Here, or have questions, call 619-421-7811 or 858-286-6080.

Facilitators for the weekly pitch sessions include Jason Lopez and Rafael Perez on Tuesdays, Dennis Ryan on Wednesdays and Sean Hillier on Thursdays.

A new addition to each pitch session will be a virtual Town Hall segment, hosted by Rich D’Ascoli, which runs from 8:45 am until the start of the pitch at 9:00 am. Covid-19 related business updates, information and insights for realtors and brokers and a Q & A forum are included.

All local San Diego County REALTORS® and brokers are invited to join the PSAR “City Pitch” and “Rally and Ride” pitch sessions, including the town hall segment. Zoom membership is not required for participation.

“While the pandemic has given us a jolt, it’s also bringing out the best in us. It’s a horrible thing going on in the world, but it’s a beautiful thing to see people helping others in so many ways,” said D’Ascoli. “So, we’re finding out that staying apart is the best way to stay united. Social distancing works to flatten the curve. A little space makes us all safer together.”

Topics: Announcements, Industry

CONGRATULATIONS TO ALL PSAR R.E.A.L. AWARD WINNERS

Posted by Rick Griffin on Apr 17, 2020 5:15:46 PM

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Congratulations to the more than 345 PSAR REALTORs® who have been honored with a PSAR 2020 Real Estate Achievement and Leadership (R.E.A.L.) award!

Award recipients were informed earlier this week about the honor. The PSAR R.E.A.L. awards program recognizes some of San Diego County's top producing agents who achieved excellence in sales production and industry leadership.

The 2020 PSAR R.E.A.L. Awards Committee members include:

Yvonne Cromer Chair
Reshia Guarnotta
Carey Guthrie
Laurie MacDonald
Amber Tannehill
Lupe Soto
Tony Santiago,
Paul Trudel-Payne
James Usrey
Robert Cromer

PSAR staff members assisting the committee include Rich D’Ascoli, Kevin McElroy and Sally Valdez.

An awards dinner where recipients of the inaugural R.E.A.L. awards was scheduled, but later cancelled due to event restrictions imposed as a result of Covid-19.  This was, of course, a disappointment, but the health and safety of all was the primary concern of PSAR leadership.

The names of the R.E.A.L. award recipients are listed in a full-page ad to be published in the San Diego Union-Tribune newspaper. The ad can be viewed by clicking this pdf (Kevin, insert the pdf address here).  Again, congratulations to all of our winners!

Awards are based on either sales volume dollars or units sold, including listings or sales units entered into the MLS, and closed in 2019. Both individuals and teams are eligible. Top 1%, over 31 sides and $26,130,000 in volume, Top 3%, over 19 sides and $13,667,755 in volume, Top 5%, over 14 sides and $9,920,000 in volume, Top 10%, over 9 sides and $6,134,179 in volume.

 

Topics: Announcements, Industry

Stimulus Checks Start Arriving This Week - Here's What to Expect

Posted by Richard D'Ascoli on Apr 15, 2020 8:21:04 AM

Two weeks ago, the federal economic stimulus package known as the CARES Act was signed into law. Starting this week, Economic Impact Payments - often called "stimulus checks" - will show up in some Americans' bank accounts.

 

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Who is eligible for the Economic Impact Payment?
How do I get a stimulus check from the IRS if I did not file a tax return in 2018 or 2019?
What if I receive Social Security payments (65 years +) or social security disability payments?
When will my check be delivered?

 

Who is eligible for the Economic Impact Payment?

U.S. citizens or resident aliens who:

  • Have a valid Social Security number,
  • Could not be claimed as a dependent of another taxpayer, and
  • Had adjusted gross income under certain limits.

Most eligible U.S. taxpayers will automatically receive their Economic Impact Payments without having to take any extra steps, including:

  • Individuals who filed a federal income tax for 2018 or 2019
  • Individuals who receive Social Security retirement, disability (SSDI), or survivor benefits
  • Individuals who receive Railroad Retirement benefits

 

How do I get a stimulus check from the IRS if I did not file a tax return in 2018 or 2019?

The IRS has launched a new we portal for people who did not file tax returns in 2018 or 2019 but are eligible for stimulus checks. This new web portal is easy to use, safe, secure, and free. Individuals who did not file tax returns in 2018 or 2019 should use this tool, including:

  • People who did not make enough money to require filing. This may include single filers who made under $12,200 and married couples making less than $24,400 in 2019.
  • People receiving veterans beneficiary payments and Supplemental Security Income (SSI) payments.

 

What if I receive Social Security payments (65 years +) or social security disability payments?

You do not need to file a tax return to receive stimulus money. According to the IRS, you will automatically receive $1,200 Economic Impact Payments. However, you may want to file a tax return if you have qualifying children under 17 years of age. In that case, you may receive up to $500 per child.

What will I need to file?

  • Full name, current mailing address and an email address
  • Date of birth and valid Social Security number
  • Bank account number, type and routing number, if you have one
  • An Identity Protection Personal Identification Number (IP PIN) if you received from the IRS earlier this year.  
  • Driver's license or state-issued ID, if you have one.
  • For each qualifying child: name, Social Security number or Adoption Taxpayer Identification Number and their relationship to you or your spouse

 

When will my check be delivered?

The IRS is sending out direct deposits and paper checks starting with the lowest income earners. The IRS began depositing money on April 9. If you received prior tax refunds via direct deposit, funds will likely be automatically deposited into your bank account. The IRS will begin sending paper stimulus checks on April 24, 2020. The plan is to send paper stimulus checks to taxpayers with the lowest adjusted gross income first. Therefore, taxpayers who earned less than $10,000 will receive a paper check first.

On Friday, April 17, the IRS will release a new tool for tracking your payment status online and confirming whether your payment type will be direct deposit or check.

Topics: Announcements, Government Affairs, Industry