By Order of the San Diego County Public Health Officer

No later than 12:00 a.m. on April 7, 2020:

All businesses that remain in operation in accordance with the Order and that allow members of the public to enter a facility must prepare and post a “Social Distancing and Sanitation Protocol” for each of their facilities open to the public. The Social Distancing and Sanitation Protocol must be posted at or near the entrance of the relevant facility, and shall be easily viewable by the public and employees.

A fillable Social Distancing Protocol template can be found here and utilized to fulfill this requirement.

A copy of the Social Distancing and Sanitation Protocol must also be provided to each employee performing work at the facility.

All businesses shall implement the Social Distancing and Sanitation Protocol and provide evidence of its implementation to any authority enforcing this Order upon demand.

The Social Distancing and Sanitation Protocol must ensure all required measures are implemented and must identify and require measures necessary to implement social distancing and sanitation at that facility.

If the measures identified and implemented are not effective in maintaining proper social distancing and sanitation, additional measures shall be identified and implemented or the facility shall be closed.

Effective Saturday, April 4, 2020:  All employees who may have contact with the public in any grocery store, pharmacy/drug store, convenience store, gas station, restaurant or other business establishment that serves food shall wear a cloth face covering as described in the California Department of Public Health Face Covering Guidance. 

Use of Cloth Face Coverings to Help Slow the Spread of COVID-19

From the Center for Disease Control and Prevention (CDC) - Click Here - 

Step-by-Step Instructions to Make a Fabric Face Mask

For those interested in making masks to wear in nonclinical settings or for personal use, Kaiser Permanente offers step-by-step instructions and an accompanying how-to video. Even homemade masks need to meet certain specifications in order to be effective. Please, if you are sharing the community masks you are making with others, masks should be washed before wear. - Mask Instructions  - 

On Friday, April 3rd, Doug McCauley, was appointed by Governor Gavin Newsom as Commissioner of the California Department of Real Estate.

Doug has served as chief deputy director of the California Department of Housing and Community Development since 2018, and has served as acting director of the Department since 2019. He was executive officer at the California Architects Board from 2001 to 2018. Doug earned a Master of Public Administration degree from Golden Gate University.

According to the DRE, this transition is expected to occur in early May.

Southern California Housing Forecast Live Every Wednesday - 10:00 am

What will be the state of our real estate profession, and both local and national economies, after the COVID-19 pandemic is passed? Will the “new norm” of mandated adaptions we have made during the crisis become permanent?

Economist Steven Thomas, publisher of “Reports on Housing,” recently spoke to PSAR members on Wednesday during a virtual "Zoom Meeting"and offered several interesting insights. Since 2004, Thomas has been publishing “Reports on Housing,” a monthly report for real estate professionals. The report tracks regional demand, inventory, distressed homes and market data. It also shares what buyers, sellers and real estate professionals are experiencing in the trenches. He will be providing a new live report next Wednesday, April 8th at 10:00 am. (and every Wednesday till April 29th)

Thomas is a California real estate broker with decades of real estate experience. He has a degree in Quantitative Economics and Decision Sciences from the University of California San Diego. He has been quoted in news stories published by the Orange County Register, Los Angeles Times, San Diego Union-Tribune, The Wall Street Journal, Fortune, USA Today, Bloomberg, ABC, CBS and NBC television, Cox Cable Television, KNX 1070,-AM News Radio, KFI AM-640 Radio, blogs and Internet news sites. 

In the aftermath of COVID-19, Thomas’ predictions for the remainder of 2020 include:

• Initially, the coronavirus lock-down will limit new supply and damper demand
• Unfortunately, coronavirus fears have resulted in many more cautious fence-sitter buyers
• After the public health concerns subside, look for a more balanced market with fewer unrealistic, overpriced
  homes by sellers who refuse price reductions
• Expect a “tug-of-war” between buyers’ irrational thinking and market realities
• Low mortgage rates also will also stimulate demand and speed up the recovery. Rates are likely to remain in
  the 3 percent range
• The luxury market will be sluggish until 2021
• Overall, the Southern California housing market is projected to appreciate 3-to-5 percent by the end of 2020

Thomas said don’t get discouraged by news media reports of Covid-19- caused low economic numbers. This temporary downturn differs from previous downturns in U.S. macroeconomic history

He said, “recession” does not equal “housing crisis.” Home prices appreciated during three of the last five recessions:1980 (6.1 percent), 1981 (3.5 percent) and 2001 (6.6 percent), while decreasing in 1991 (1.9 percent) and 2008 (19.7 percent)

According to Thomas, the economic hardship resulted from the government effectively ordering a nationwide recession by asking businesses to close and workers to stay home.  Much of the economic disruption will continue throughout the second quarter. Real GDP will decline not due to recessionary factors but, instead, in response to meet health objectives as an investment in public health

Among other observations from Thomas:

• The pandemic has changed the real estate industry virtually overnight and presented unprecedented obstacles for realtors accustomed to an in person, high-touch process. REALTORS® are encouraged to utilize long-standing technology to enable remote home closings and other steps of the transaction process.

• We must adapt to a “new norm” by using available technology solutions and ingenuity to drive sales and meet client expectations. It’s important that real estate professionals work together responsibly to ensure the safety of and service to each other and our clients.

• Thomas observed that COVID-19 is a shared American experience, a touchpoint for tens of millions of us who are facing the same crisis and its challenges, even if in different ways. We’re discovering that disruptive times like this can be a catalyst for mass unification around a shared experience.

Prior to the coronavirus outbreak, the housing market was pumping on all cvc lenders. It was on the edge of the hottest spring market since 2013. Multiple offers were the norm, home values were on the rise, and there were not enough homes on the market to satisfy the voracious appetite of buyers. Low mortgage rates, in the 3-percent range, were also propelling the housing market surge.

In the month of February prior to COVID-19, sales of existing homes in San Diego County were 3.4 percent higher compared to January 2020, and 7.2 percent higher when compared to February 2019, according to the California Association of REALTORS®. The median sales price of an existing single-family home in San Diego County was $670,000, a $10,000 increase from the $660,000 figure for January 2020. A year ago, in February 2019, the median sales price in San Diego was $625,000, a 7.2 percent lower compared to February 2020. The median number of days an existing single-family home remained unsold on the market in San Diego County was 12 days in February 2020 before the Covid-19 impact. That compares to 23 days in January 2020 and 22 days in February 2019.

Thomas offers a free housing forecast webinar every Wednesday at 10:00 a.m. Registration is available at www.reportsonhousing.com. He sells a “Reports on Housing” monthly subscription for $15 per month or $150 per year. The regional reports feature a local real estate snapshot. One month free is available upon sign-up. Follow Thomas on YouTube, visit www.Youtube.com/ReportsOnHousing, and Facebook at @reportsOnHousing.

Review Steven's last presentation from April 1st, 2020.   View Slides    |    Watch recorded video

Co-Hosted by:

I wanted to inform everyone that since the Sheriff Deputies are not letting members of the public into the building without an escort by an employee, the Clerk of the Board, has had to change the Map Recording Process that was previously set in place. In order to ensure we have staff available and can escort customers from the building entrance,  we will now be providing map services by appointments only. If a customer’s map requires approval/signature of the Clerk of the Board (COB), the customer can call us at (619) 531-5600 or email us at cobmaps@sdcounty.ca.gov to schedule an appointment. Our website has been updated to reflect this information & I will also be posting signs at the entrances of the CAC.

Best Regards,

Samantha Lanham

Board Assistant
County of San Diego - Clerk of the Board of Supervisors
1600 Pacific Highway, Rm. 402, San Diego, CA 92101

Recorder’s Office
When a customer has a map to be recorded, they may call the supervisor line at (619) 531-5007, or email  Vanessa.ross@sdcounty.ca.gov, Carlos.argandona@sdcounty.ca.gov  and  DeAnna.Hernandez@sdcounty.ca.gov to arrange a time to do so. A supervisor or the map staff will go out of the office to get the map and payment from the customer. If it meets all requirements and is recorded, the map staff will take the receipt for payment back out to the customer. If rejected, the map will be taken back to the customer for correction.

Please note: the above process will apply while the office remains closed to the public. Once the office re-opens, map recording will once again be processed on a walk-in basis.

Clerk of the Board
If the map first requires approval/signature of the Clerk of the Board (COB), the customer must first call the Clerk of the Board at (619) 531-5600 or email them at cobmaps@sdcounty.ca.gov for an appointment. They are only available Monday-Friday between 8-4 for map transactions. Once they have an appointment, they should then contact us at the above information to let us know their appointment time with the COB. Once done with the COB, the clerk or customer will call the Recorder’s Office, then they will walk the map down to the hall outside our office doors, where the supervisor or map staff will retrieve the map and fees for recording. Staff will return the receipt after transaction is completed.

Treasurer Tax Collector
If a Map Tax Clearance Certificate is required from the Treasurer-Tax Collector (TTC), the customer may request it by mail. They need to include the Map Tax Clearance Questionnaire, a 26” x 18” copy of the map and the $108.00 fee, mailed to: San Diego County Treasurer-Tax Collector, 1600 Pacific Hwy, Rm 162, San Diego CA 92101. The TTC will mail the original clearance back to the customer. If an immediate drop off or pick up is needed, contact the TTC staff at (619) 685-2622 or email Zina.poles@sdcounty.ca.gov (she is out of the office on Thursdays).

The Map Tax Clearance Certificate may be filed by mailing the original, along with the $8.00 filing fee to the San Diego Recorder/County Clerk, P.O.Box 121750, San Diego CA 92112-1750. The certificate may also be filed at the same appointment time the map is being recorded. We will not be making appointments to file the certificate only.

NAR just launched an SBA Loan FAQ which covers the Paycheck Protection Program (PPP) and Economic Disaster Injury Loans (EDIL) included in the CARES Act and are available to self-employed workers, independent contractors, sole proprietors, and individuals who work on Commission: Coronavirus: NAR SBA CARES Act FAQs.  We expect another FAQ on the Pandemic Unemployment Assistance (Unemployment Insurance) to be released later today or first thing tomorrow.

To help agents navigate practicing real estate during these challenging times, C.A.R. has released these best practice guidelines that reflect C.A.R.'s understanding of Governor Newsom’s stay-at-home order. This document details recommended best practices for marketing, showing and closing on properties while maintaining compliance with CDC recommendations.

To compliment new guidelines released by CAR yesterday, today two new forms were released:

• One is a Listing Agreement Coronavirus Addendum or Amendment (RLA-CAA) for sellers and listing agents to sign, and
• The other is a Property Viewing Advisory and Declaration (PEAD) that is to be given to and signed by the seller, buyer, agents and anyone else who will be entering a property.

The forms can be accessed here.  These forms will be added to Zipforms.

Successful non-essential businesses, while remaining open, are changing the way they do business.  For example, while they remain open, restaurants may not serve food.  The first priority needs to be safety. If the public, the client and the Realtors is careful and safe, we will get through this crisis more quickly.

The CALIFORNIA ASSOCIATION OF REALTORS® offers Best Practices Guidelines to assist agents in the safe practice of real estate. Following these guidelines will enable REALTORS® to demonstrate care for the health and well-being of clients, colleagues and the greater public welfare in reducing the risk of exposure to, and spread of, COVID-19, while providing the essential services of residential and commercial real estate recognized by the Department of Homeland Security as being necessary for the maintenance of America’s Critical Infrastructure. 

Here is a list of some of the companies offering assistance and what
you can expect from them.

Are you are worried about making payments now or in the near future?

Now is a good time to conserve resources for your family to weather this crisis for the foreseeable future.

NOW is the time for you to CONTACT your service providers! There is Coronavirus Mortgage, Rental, Credit Card, Auto and Personal Loan Relief but you have to ask for it!  - CLICK HERE -

REALTOR®s who have specific questions about the CARE act, unemployment or other COVID-19 benefits, call  C.A.R.’s COVID Relief Hotline by calling 1+(213) 351 8450,  Monday-Friday, 8:30 a.m. – 4:45 p.m.

The U.S. Department of Homeland Security Cybersecurity and Infrastructure Security Agency CISA updated its list of essential services during the COVID-19 (coronavirus) crisis and expressly included residential real estate. Since Governor Newsom’s March 4, 2020 order incorporates this list, the order now includes residential and commercial real estate, including settlement services as essential services in California. However, if a city or county has an order with a more restrictive standard regarding what qualifies as an essential service, or more restrictions on activities, those guidelines will still govern the activities of a licensee. Notwithstanding this new development, all real estate licensees must take into account the health and safety of their clients and fellow licensees and follow the protocols that exist for protecting against the spread of COVID-19. If such heath safeguards and protocols are not followed, the rule for the state could easily change to stop or restrict all real estate activity.

To that end, in conformity with current health guidelines, real estate licensees should follow all CDC and local health mandates. This includes the following: 1. No open houses should be held. (CRMLS has removed the option of holding Open Houses) 2. Showings should be done virtually.

Read more from C.A.R. here.

Our Virtual Town Halls offer a benefit to our members as we “live alone together”

The COVID-19 coronavirus pandemic has changed our lives in ways unimaginable over the past few weeks. It’s on every channel, every news website and part of every conversation. Shelter in place orders and self-quarantines are keeping millions of people around the world hunkered down in their homes. In our lifetime, we’ve never had a crisis of this magnitude.

PSAR is addressing this reality proactively, and one of the steps taken is to launch a twice-a-week Virtual Town Hall meeting to deliver Covid-19 news updates, valuable information and insights related to our industry.  These meetings start at 12:30 p.m. every Tuesday and Thursday, utilizing the Zoom online video conferencing platform. All PSAR members are invited to join these live meetings. Zoom membership is not required to participate. You can download the Zoom link and login number for future PSAR Virtual Town Hall meetings on the PSAR website (click button).

Rich D’Ascoli, PSAR’s Chief Executive Officer, is the host of the meeting. Guests are invited to provide industry updates and information. Members are invited to share their experiences and accumulated knowledge of conducting business in a very challenging landscape.  The virtual aspect of these meetings in itself is instructional to members who want to learn more about how to use technology to enhance their own business practices.

“We’re concerned about how COVID-19 will impact our members personally, including the health of their businesses,” said D’Ascoli. “We know the coronavirus pandemic is leaving people feeling fragmented and disconnected. Nobody wants to spend their days in isolation. But, social distancing does not mean social isolation. We all still want to connect with each other and we’re learning how to do that in different ways.

“So, our Virtual Town Halls offer a benefit to our members as we 'live alone together'". We at PSAR and all of our association members will be here to keep you company. All of us are always at our best when we respond to challenges as a PSAR community. Right now, helping people get the right information to stay healthy and keep their businesses moving is more important than ever. We all have a role in this endeavor.”

On Thursday, March 26, nearly 200 PSAR members participated in the latest Virtual Town Hall meeting, which included appearances by Ernie Dronenburg, San Diego County Assessor-Recorder Clerk, Joel Singer, CEO of the California Association of REALTORS® (C.A.R.) and Kristian Hoysradt, Political Representative with the National Association of REALTORS® (NAR).

They offered various perspectives on the impact of the virus.

The C.A.R. and NAR representatives  announced the launch of microsites on their websites that will deliver COVID-19 updates. The C.A.R. site is at www.CAR.realtor/coronavirus. The NAR site is at www.NAR.realtor/coronavirus.

PSAR has a special COVID-19 landing page at  https://info.psar.org/covid19.  There is also a page with financial resources for REALTORS® and their clients https://info.psar.org/financialhelp.  PSAR’s services during this crisis can be found here: https://info.psar.org/services.  Following are some of the notable points that were brought out in the Thursday Town Hall meeting.

Dronenburg said his office is fully operational and all exemption programs are continuing without interruption. He’s also planning to send a letter to Gov. Newsom requesting that REALTORS® and real estate are deemed as “essential businesses.”

Singer discussed the recent “safer at home” guidelines for open houses. C.A.R. is recommending a cessation of all face-to-face marketing or sales activities, including showings, listing appointments, open houses and property inspections. Clients and other consumers are also subject to these orders and should not be visiting properties or conducting other business in person.

However, property management and repair work, which generally involves maintaining sanitary and safety conditions, is permissible. Additionally, many other aspects of the real estate industry can continue to occur without in-person contact, including documentation and signing, and in many circumstances, closings.

Singer  referenced the availability of a “Coronavirus Addendum” to the standard real estate buy-sell transaction contract. The addendum allows a party in a real estate transaction to terminate or suspend the transaction for up to 30 days in the event of “unforeseen circumstances, which the parties could not have anticipated or are beyond their control.” C.A.R. said travel restrictions, government required isolations and closures of business offices due to the COVID-19 pandemic could inhibit a buyer or seller from signing documents in person, preventing a close of escrow.

Governor. Newsom’s announcement of a 90-day mortgage grace period was also mentioned by Singer. More than 200 banks, including Wells Fargo, Citibank, JPMorgan Chase and U.S. Bank, have agreed to a moratorium on mortgage payments for homeowners. The Federal Deposit Insurance Corp. has asked banks to take “reasonable and prudent steps” to assist consumers affected by the pandemic. Likewise, the Federal Housing Finance Agency, the Federal Housing Administration and Fannie Mae said hardship forbearance should be an option for distressed borrowers.

Hoysradt, speaking from the NAR offices in Washington, D.C., talked about the historic $2.2 trillion emergency package that was nearing final approval on Friday. He said the rescue package, intended to help revive the American economy and prevent it from collapsing, will help millions of small businesses facing a coronavirus cash crush, and individual Americans caught in a COVID-19 lockdown who may be unable to pay bills. 

Among the bill’s provisions, individuals who earn $75,000 or less in adjusted gross income would get direct payments of $1,200 each, while those making more than $75,000 would see smaller direct payments. Those making $99,000 or more would be excluded entirely from the direct payments. The bill also provides for up to $350 billion in federally guaranteed loans for small businesses and $500 billion in loans for larger businesses affected by the pandemic and subsequent closures.

Emergency funds will also be funneled into unemployment benefits, increasing payouts to nearly 100 percent of lost wages.  Benefits payout timeframes will be extended an additional four months.  And gig workers and independent contractors for the first time will be eligible

“As we all continue to navigate our new normal together, PSAR is committed to ensuring our members have what they need to be productive and successful,” said D’Ascoli. “We recognize that our members rely on us, perhaps more than ever, to help them stay productive. We take that responsibility seriously.  I can assure our members that we are here to help and serve them.

“In that spirit, our Service Centers are remaining open, weekdays from 9 to 5 p.m, to receive phone calls, personal emails and those from our help page . All hands are “on deck”. Some staff members are available to provide in-person services at our Service Centers by appointment. For those in-person encounters, we will of course maintain a six-foot, social distance requirement in support of the CDC recommendations.  Everyone stay healthy and good luck to you!”