DRE Warns Californians of Real Estate and Mortgage Scams

Posted by PSAR Communication on Nov 3, 2025 4:09:08 PM

California’s Department of Real Estate (DRE) is urging consumers to stay alert for an increase in real estate and mortgage scams targeting homebuyers, homeowners, and investors across the state.


Criminals are using increasingly sophisticated tactics, including email hacks, forged deeds, and mortgage fraud, to exploit the complexity of real estate transactions and California’s high property values. Even honest individuals can unknowingly become involved in these crimes if they fail to recognize warning signs.

The DRE outlines nine of the most common scams and provides clear steps to help consumers protect themselves. Homebuyers and property owners are encouraged to verify credentials, stay cautious during transactions, and report suspicious activity immediately.

San Diego County residents can also take an extra step to safeguard their property. The County Assessor/Recorder/County Clerk provides a free Owner Alert program that notifies property owners of any changes to property records.  It is an effective way to detect potential deed or title fraud early. Learn more and register here: Owner Alert

Read the full article from the DRE to learn how to protect yourself and your clients: Link to California DRE article


DRE  real estate fraud

 

Topics: Announcements, Brokers/Managers, Government Affairs, Industry

5 Reasons REALTORS® Shouldn’t Skip the DRE Summer 2025 Bulletin

Posted by Communications on Sep 4, 2025 7:53:52 PM

The California Department of Real Estate (DRE) has released its Summer 2025 Bulletin, and it’s packed with updates that every REALTOR® should see firsthand. If you think you can skip it, here are five reasons why opening the Bulletin is worth your time.

1. Mentorship Opportunities That Build Careers

The Bulletin highlights how mentorship is changing the way new agents enter the business. Want to know how a Sacramento mentorship program helps students close their first deal within months? The details are in the Bulletin.

2. Compliance Citations You Can’t Afford to Ignore

Minor mistakes—like a missing license disclosure or failing to report an address change—can now lead to fines of up to $2,500. The Bulletin explains exactly what triggers a citation and how to avoid one.

5 Reasons REALTORS® Shouldn’t Skip the DRE Summer 2025 Bulletin” Compliance • Mentorship • Trust Funds • Reporting • Enforcement

3. Trust Fund Account Rules Clarified

Who can sign on a trust account? Can property owners be added? The Bulletin clears up common misunderstandings that could expose brokers to liability.

4. Mortgage Loan Reporting Deadlines

If you handle mortgage loans, the DRE has new reminders on how and when to file your Business Activity Report. The Bulletin also explains how to troubleshoot filing issues.

5. A New Voice in Enforcement

Meet Shannan West, the new Assistant Commissioner for Enforcement. She lays out her vision for compliance and what REALTORS® can expect moving forward.


Why You Should Read the Full Bulletin

This blog only scratches the surface. The full Summer 2025 DRE Bulletin includes compliance guidance, reminders, and updates directly from the Commissioner’s desk. Reading it now could help you:

  • Avoid costly fines and violations

  • Protect your license and your business

  • Stay ahead of industry changes that affect REALTORS® every day

Read the full Summer 2025 DRE Bulletin here.

Don’t wait until a citation or compliance issue forces you to catch up. Stay informed, stay compliant, and stay ahead by reading the Bulletin today.

Topics: Education, Announcements, Brokers/Managers, Industry

Good Neighbor: Kenny Patrick – A Voice for the Community

Posted by Communications on Jun 3, 2025 9:08:43 AM

Kenny PatrickKenny Patrick has spent most of their life in San Diego and can't imagine living and thriving anywhere else. Driven by a deep-rooted sense of community, Kenny engages in various ways to give back. Connection to community, paired with a commitment to service, has earned Kenny the right to be known as a standout Good Neighbor Award finalist for the first quarter of 2025. Kenny’s involvement knows few bounds and stretches across organizations and neighborhoods, always striving to make life better for others.

When the Youth Assistance Coalition was launched (YACSD.org is an organization supporting homeless youth in San Diego), Kenny was among the first to step in. Through volunteering, donating personally, and procuring outside donations, Kenny helped extend vital services to an underserved and vulnerable population. In the iconic Normal Heights neighborhood (where Kenny lives), you'll find Kenny being of service as a board member on the Normal Heights Community Planning Group, working to ensure that local voices are represented. This commitment evolved into the role of Chairperson of the (not yet open) Normal Heights Community Garden. You'll often find Kenny walking door-to-door, sharing important community information with residents who can’t always attend meetings. Kenny is also a board member with a preschool called Includ(Ed) - serving non-neurotypical and neurotypical children. Growing IncludEdSD.org into a self-sustaining preschool is one of the most rewarding and challenging things Kenny will ever do.

Kenny Patrick is more than a neighbor - you'll experience Kenny as a connector, an advocate, and a steady presence in civic spaces that shape the future of San Diego communities. Employing thoughtful local leadership skills ensures that diverse perspectives are placed squarely in front of elected San Diego officials. Vulnerable community members of San Diego will always have a voice because of Kenny and many others with similar passions for civic equity. By modeling inclusive, proactive involvement, Kenny reminds us that being a good neighbor means showing up, speaking out, and helping everyone feel like they belong.

Learn more about the PSAR Good Neighbor Award and submit nominations HERE

Topics: Announcements, Leadership

Good Neighbor: Amy Saflar - A leader of Community and Heritage

Posted by Communications on Jun 2, 2025 11:16:09 AM

The Alpine Woman’s Club stands as a cornerstone of Alpine's community spirit, dedicated to fostering social, civic, educational, and cultural advancement. At its heart beats the Historic Town Hall, a cherished symbol of heritage and unity, meticulously preserved through the tireless efforts of volunteers like Amy Saflar.

Good Neighbor Amy SaflarSince 2012, Amy Saflar has been at the forefront of the Alpine Woman’s Club's mission, serving as Grant Administrator and Secretary with unwavering dedication. Her pivotal role has not only expanded the club’s membership and fundraising prowess but has also raised over $140,000 in vital funds. Amy’s commitment extends far beyond administrative duties; she actively participates in fundraisers, monthly activities, and chairs luncheons, all while spearheading initiatives that have significantly bolstered the club's impact in the community.

Amy’s influence transcends financial contributions; she embodies the spirit of community through her generosity and hands-on support. From providing cash donations to supplying food for events and donating household goods, Amy's contributions have ensured the success of numerous endeavors, including the Annual High Tea and Attic Treasures Sale.

Amy Saflar7Central to Amy's impact is her proficiency in securing crucial funding through grant writing initiatives. Her strategic approach has facilitated essential maintenance of the Historic Town Hall and enabled necessary upgrades to ensure accessibility and aesthetic appeal for all visitors.

Beyond her organizational prowess, Amy's inclusive leadership has fostered a culture of engagement within the club, encouraging diversity and community involvement. Her efforts have strengthened the bonds among members and preserved the Historic Town Hall as a vital hub for community gatherings and celebrations.

Amy Saflar's steadfast commitment to the Alpine Woman’s Club and the preservation of the Historic Town Hall exemplifies the power of individual initiative in enhancing community life. Her contributions ensure that Alpine remains a place where heritage thrives and community spirit flourishes.

Amy Saflar and the Alpine Woman's Club

Learn more about the PSAR Good Neighbor Award and submit nominations HERE

Topics: Announcements, Leadership

Good Neighbor: Doreen Smith – Champion for Senior Dogs at Frosted Faces Foundation

Posted by Communications on May 29, 2025 8:59:07 AM

Doreen Smith

 

Doreen Smith has made it her mission to ensure that senior dogs are not forgotten. As a dedicated volunteer for Frosted Faces Foundation (FFF), a nonprofit organization that provides loving homes and comprehensive veterinary care for aging pets, Doreen’s compassion has become a lifeline for many dogs in need. Her ongoing commitment has earned her a well-deserved place as one of the first-quarter Good Neighbor Award finalists.

Frosted Faces Foundation relies on community support to carry out its mission, and Doreen’s involvement touches nearly every part of the organization. She regularly volunteers her time atDoreen Smith 4 events and open houses, fosters and adopts senior dogs - five so far - and contributes both funds and supplies to help meet the foundation’s needs. Doreen also uses her voice to spread awareness, promoting FFF’s cause on social media, sponsoring their local chamber membership, and encouraging others to get involved. Thanks to her efforts, more volunteers have stepped forward, and more people in the community now understand the critical need to support senior pets.

Doreen Smith 5Doreen’s dedication to Frosted Faces Foundation has had a lasting impact on both the organization and the dogs it serves. Her generosity, advocacy, and hands-on support exemplify what it means to be a good neighbor. Through her work, Doreen has helped ensure that many senior dogs find comfort, care, and companionship in their golden years, showing that it’s never too late for a second chance at love.

 

Learn more about the PSAR Good Neighbor Award and submit nominations HERE

Topics: Announcements, Leadership

Veronica Hosey Honored as Good Neighbor Award Finalist for Transforming Lives Through Housing Solutions

Posted by Communications on Mar 1, 2025 11:47:22 AM

 

Veronica HoseyCongratulations to PSAR REALTOR® Veronica Hosey, a PSAR Good Neighbor Award quarterly finalist! Her dedication to helping those in need through Multi Family Moguls has provided life-changing housing solutions for individuals and families displaced by recent natural disasters in San Diego.

As the founder of Multi Family Moguls, Veronica has taken a proactive approach to addressing homelessness by bridging the gap between temporary displacement and long-term stability. Her organization collaborates with key partners, including the San Diego Housing Commission, VASH, ADJOIN, Home Start, Interfaith, the American Red Cross, STOP, Youth for Justice, and the Jewish Foundation. These partnerships allow for a holistic approach, ensuring that vulnerable individuals not only receive immediate shelter but also have access to critical support services.

Veronica Hosey2In 2024 alone, MULTI FAMILY MOGULS has successfully housed over 350 individuals. Beyond securing shelter, the organization provides referrals to credit repair agencies and financial assistance programs to help residents regain financial independence. By focusing on both housing and economic stability, Veronica’s work fosters long-term success for those facing hardship.

Her efforts exemplify the spirit of the PSAR Good Neighbor Award, which recognizes REALTORS® who go above and beyond in their communities. Veronica’s work reminds us of the power of real estate professionals to make a meaningful impact beyond transactions—helping to build stronger, more resilient communities.

Learn more about the PSAR Good Neighbor Award and submit nominations HERE

Topics: Announcements, Leadership

PSAR REALTOR® Terri Dillon: Making a Difference for Rescue Animals

Posted by Communications on Feb 28, 2025 4:24:28 PM

Congratulations to PSAR REALTOR® Terri Dillon, a quarterly finalist for the PSAR Good Neighbor Award!

Terri Dillon pupRescue Fenix is a 501(c)(3) nonprofit, all-volunteer, all-breed rescue dedicated to helping animals in need. Driven by compassion, the organization rescues animals that are in danger, sick, abused, or neglected. Every rescued animal receives medical care and rehabilitation before being placed in a loving, permanent home. Rescue Fenix operates solely on donor support and does not receive government funding.

Terri is a passionate advocate for pet adoption and foster care, consistently opening her home to dogs in need. While the number of animals she has helped is immeasurable, her dedication to the cause is evident in her ongoing efforts within the community. In addition to her work with Rescue Fenix, she volunteers at various events and programs for other organizations whenever needed.

Support Terri’s mission by visiting Rescue Fenix, or reach out to her directly to learn how you can help by caring for one of the dogs in her care.

Visit Rescue Fenix A.C. https://www.rescuefenix.org/ to support Terri's advocacy. 

Good Neighbor Information and Nominations can be found HERE

Topics: Announcements, Leadership

GOOD NEIGHBOR AWARD: Sean & Martine Hillier, 17 years of non-profit causes

Posted by Communications on Feb 28, 2025 4:24:21 PM

Congratulations to PSAR REALTOR® Sean and Martine Hillier, recipients of a PSAR Good Neighbor award.quarterly finalist.

Sean and Martina HillierREALTORS®, PSAR members, and Good Neighbor Award nominees Sean and Martine Hillier have been active in educational and non-profit causes for nearly 17 years. They started out wanting to help senior citizens. This led them to become volunteers for San Diego’s Meals on Wheels in June 2008, delivering meals to seniors across East County once or twice a month. In June 2024, Sean expanded his Meals on Wheels involvement, joining the staff as a paid Site Coordinator and Driver. That same summer, Martine was hired at the non-profit group Oasis, which offers dozens of classes for seniors.

Martine, a native French speaker and also fluent in Spanish, is now on her third semester of teaching Beginning and Intermediate French at Oasis’ Grossmont Center campus.    

Sean and Martina HillierIn addition, Sean has spent many years volunteering in various roles to help his fellow real estate agents and brokers. Sean spent six years hosting PSAR’s weekly East County broker caravan, plus two years as an elected member of PSAR’s Board of Directors.

Sean and Martine also spent four years on PSAR’s East County Government Affairs Committee. Sean was a panelist on several educational forums for agents at Windermere Real Estate SoCal. And Sean remains chairman of the Broker Independent Group (B.I.G.), a twice-weekly meeting of Southern California smaller brokers he co-founded in 2021. 

 

Good Neighbor Information and Nominations can be found HERE

 

Topics: Announcements, Leadership

EastLake III Transfer Fee: What Buyers and Sellers Need to Know

Posted by Richard D'Ascoli on Feb 20, 2025 11:32:46 AM

EastLake III Transfer Fee

CHULA VISTA, CA – Selling a home in certain EastLake III communities requires homeowners to pay a transfer fee to the EastLake Educational Foundation (EEF). This fee is outlined in the community’s Covenants, Conditions, and Restrictions (CC&Rs) and supports local award-winning, high-achieving schools through technology and educational programs.

Key Points About the Transfer Fee

  • Amount: The transfer fee is 0.1% of the home’s final sale price. For example, a $700,000 sale would include a $700 fee.
  • Payment: The fee is typically deducted from the seller’s proceeds during the closing process.
  • Disclosure: Sellers agree to the fee when they sign the CC&Rs upon purchasing the home. REALTORS® should ensure sellers are reminded of this requirement early in the transaction process.

Where Does the Fee Apply?

The transfer fee is required for homes that are part of the EastLake III Community Association. The neighborhoods subject to this fee include:
  • EastLake Woods: Known for spacious homes and nearby parks.
  • EastLake Vistas: Offers family-oriented living with community amenities.
  • EastLake Trails: Features a variety of single-family homes with access to community pools and trails.
  • Summit at EastLake: A gated community of condominiums and townhomes.

Why the Fee Exists
Established in 1995, the EastLake Educational Foundation uses funds collected through the transfer fee to enhance educational opportunities at local schools. The foundation provides technology resources such as iPads, e-books, and classroom equipment that benefit students in the community.

What REALTORS® Should Do
To ensure smooth transactions and prevent surprises at closing, REALTORS® should:
  1. Verify the Requirement: Confirm the transfer fee applies by checking if the home is part of the EastLake III Community Association.
  2. Educate Sellers Early: Discuss the fee at the start of the listing process.
  3. Provide Resources: Share official documents and direct clients to the HOA and EEF for accurate information.
  4. Prepare Buyers: Inform buyers how the fee supports local education and community amenities.
Resources for More Information
  • EastLake III HOA & CC&Rs: Contact Walters Management for official documents. Walters Management
  • EastLake Educational Foundation: Learn more about how the funds support local schools. EEF Website
  • EEF FAQ Handout: Is attached for additional details.
By understanding and disclosing the EastLake III transfer fee early, REALTORS® can better guide their clients, ensuring informed decisions and a smoother closing process.

EEF Frequently Asked Questions

Topics: Announcements

Important Notice for Real Estate Professionals: Read the Full DRE Report on Executive Order N-7-25

Posted by Richard D'Ascoli on Jan 21, 2025 12:14:38 PM

Important Notice for Real Estate Professionals: Read the Full DRE Report on Executive Order N-7-25The recent Southern California wildfires have prompted Executive Order N-7-25, which directly impacts real estate professionals working in fire-affected areas. This Order, effective until April 14, 2025, aims to protect property owners from unsolicited offers that fall below fair market value.

As a real estate professional, it is essential to understand the policy details to avoid unintentionally violating the Order and to guide your clients effectively.

Why You Should Read the Full DRE Notice:

  • Compliance with New Regulations: Learn how the Order prohibits unsolicited offers in specific zip codes and the penalties for violations, including fines and possible imprisonment.
  • Educate and Protect Clients: Understand how to support clients who may be vulnerable to predatory practices after the fires.
  • Identify Risk Areas: Recognize actions that could inadvertently fall under prohibited practices.
  • Access Resources: Discover tools and guidance to help your clients navigate their decisions responsibly.

The full notice provides critical information about the affected areas, definitions of unsolicited offers, and examples of practices deemed unlawful under the Order.

Stay informed to maintain professionalism and compliance. Click here to read the full notice and ensure you’re equipped to support your clients while adhering to the guidelines.

Read the full notice here.

Topics: Announcements