TIMELINE: Unemployment Insurance and Pandemic Unemployment Assistance

Posted by PSAR Communication on Apr 14, 2020 5:13:05 PM
The California Labor Secretary released a letter called the "Open Letter to Californians Regarding Unemployment Insurance (UI) Payments and Pandemic Unemployment Assistance Timeline" on April 14th.  CAR will be releasing and FAQ on this within the next day or two.

Here is a summary of the facts:
  • The Employment Development Department (EDD) computer systems are not crashing.
  • Californians eligible for certification on April 12 began to see the $600/week additional payments provided for under the federal CARES Act today.
  • The CARES Act also created a special program for this crisis called Pandemic Unemployment Assistance, or PUA.
  • PUA provides federally funded benefits distinct from the UI program for certain individuals out of work or partially unemployed due to the COVID-19 crisis, including the self-employed, individuals who lack sufficient work history, and independent contractors. Federal guidelines on how to administer PUA came out on April 5 and include gig workers as an example of those eligible for PUA.
  • Since April 5th, the EDD has been helping Californians get what they are entitled to under PUA.
  • There will be a one-stop shop for applying for UI and PUA. Individuals will be able to go to UI Online to self-certify that they meet the COVID-19-related criteria for PUA. The EDD will make clear in the self-certification that certification of eligibility for PUA does not affect determinations of employee status under state law for other protections and benefits.
  • Under PUA, individuals can receive weekly unemployment assistance that may be equivalent to what individuals would get under UI (depending on their earnings and whether earnings can be verified).
  • Those who get PUA also get the $600/per week additional payment added to UI for weeks they are unemployed from March 29 until the end of July.
  • PUA benefits can cover people unemployed or partially unemployed due to COVID-19 from January 27, 2020 through December 31, 2020 depending on date of actual impact. (In other words, it is retroactive to the time before the federal stimulus bill was passed and before funding was made available.)
  • When you apply and your application is approved, you will get PUA benefits going back to the first full week of February as long as you can show that your inability to work was COVID-19 related.
  • A new system will be able to pay individuals within 24 to 48 hours of their application. The EDD needs two weeks to create this new system.
  • labor workforce developemnt

 

Topics: Announcements, Government Affairs, Industry

The Department of Real Estate (DRE) posted FAQ’s on business practices

Posted by Richard D'Ascoli on Apr 11, 2020 1:08:40 PM

The Department of Real Estate (DRE) posted FAQ’s for business practices on the DRE's COVID-19 Updates page. The DRE also recently launched an “Ask DRE Licensing” email feature.

In addition to real time updates provided on DRE’s website, you can also subscribe to their Twitter and Facebook pages for important alerts.

In particular, this page on Business Practices is of particular importance.

. blog_DRE

 

Topics: Education, Brokers/Managers, Industry

PAST PSAR PRESIDENTS: YOU CAN GET THROUGH THIS

Posted by Rick Griffin on Apr 10, 2020 4:47:31 PM

Past PSAR President

Past leaders can teach us a great deal about handling adversity. Historians say that lessons learned by past leaders during tough times are often ignored or forgotten because people often view their current circumstances as different from those faced by people historically.

The truth is that for all that has changed throughout history, human nature remains remarkably the same . There are principles of individuals’ behavior that are constant over time,  especially when facing hardship. It’s also true that well-timed motivational words of encouragement and inspiration can lift morale during such times of crisis.

In spirit, we reached out to past PSAR presidents  from as long as 15 years ago for their “we-will-get-through-this-pandemic-together” thoughts.

So if you will take a few minutes and find a comfortable spot to read the following quotes, you may find that the words from these past leaders will resonate in this time of crisis and encourage you to believe that we will all not only make it through, we  will have gained something from the experience.

-- Robert Calloway (2019) 
“We will get through this tough time as we have done in the past. Continue to work with your past clients and update them on what’s happening in the real estate market. Also, please remain safe during the shelter in place, as there is no amount of money that can replace you or a loved one.”

-- Jan Farley (2018)
“We lived through the crisis of 2008. In every crisis and hardship, there is something good that comes out of it either by what we learn, or how we change the process, to make us better, smarter and stronger. That will absolutely be the case this time, too.”

-- Sarah Heck (2017)
“This too shall pass. This may be the catalyst for us as agents to find new ways to add value to our clients. Take this time to fine tune your processes, touch base with your sphere and practice self care. It can be easy to get swallowed up in the fear that comes from the valleys of a real estate career. Instead, focus on the peaks and how we are going to climb to the next one. I challenge you to look at this time as an opportunity to review and improve the foundation of your business so that you can grow stronger through today’s challenges.”

-- Anthony Andaya (2016)
“During uncertain times like these, some of the best things you can do are double down on your efforts to build relationships when folks are most receptive; triple down on your active listening and avoid sharing general opinions; quadruple down on your compassion and empathy for those you are speaking with. We are all in this together and together is the only way we will get through times like these. If you're going to quit on anything during these difficult times, then quit being lazy, quit making excuses, and quit waiting for the right time. Remember consistency is key in all you do especially in these trying times.” 

-- Carey Guthrie (2015)
“I think it’s a terrific time for REALTORS® to shine. I manage about 200 agents and I immediately ordered gloves, booties and masks for agents. During this crisis, I see a variety of things happening. My advice: don’t fall out of a regular routine; play by the rules, be safe and keep your clients safe; what you do now will contribute to success now and referrals down the road; provide the correct forms and the latest information daily to whoever needs it; keep a positive attitude for all.”

-- Bob Olivieri (2014)
“Just like past challenges we have experienced in PSAR’s 92-year history, we will get through this. Not only will we survive, our industry is in a position to thrive when this is over. Those of us who continue to work and keep in close contact with our friends, clients and prospects will reap the tremendous benefits that will come when we reach the slowdown of this pandemic.”

-- Peter Mendiola (2012)
“Your response to the current crisis is very important. How you react to any adversity and your attitude towards it will dictate your level of success for the days, weeks, and even years ahead. Many people will see the situation we are in, as completely doom and gloom, with a tone that the world is ending. I believe this is a fantastic opportunity for real estate professionals everywhere to stick to the basics, reach-out to as many people as possible and ask people how they’re doing. I’m extremely fortunate to be surrounded by very smart, optimistic people.
This is an incredible opportunity for all of us to lay the groundwork for an incredible increase in our production now and especially when the crisis is over. Having a positive attitude will give you a head-start and get you further ahead than many people who are unfortunately in a fearful place, and who are putting their heads in the sand.  It’s times like this that reshape our industry for the best and should remind everyone of the importance of being a professional well-informed Realtor. Stay positive and be a positive influence in peoples’ lives. Pick up your phone and start making phone calls!”  

-- Nikki Coppa (2011)
“I have no doubt that REALTORS® can make it through this pandemic and come out stronger than before. Every transaction a REALTOR® goes through has crazy twists and turns and it is our job to figure out how to help our clients navigate each one. Although a pandemic is a new twist, every day I watch the resilient adapt, move forward and close sales. When stay-at-home orders are lifted, `home’ will have a deeper meaning for most. The agents that push themselves out of their comfort zones now and reach out to their friends, family, clients and neighbors repeatedly will likely enjoy substantial benefits once we are all on the streets again.”

-- Pat Russiano (2009)
“During my real estate career which spans nearly three decades, I’ve helped buyers and sellers navigate many up-and-down markets and trying times. Statistics label the ups-and-downs, but every market’s challenges must be met and can be met with continued belief in yourself and surrounding yourself with professional mentors and peers. This particular period in history, like all others, has very unique issues that require our problem-solving skills. When times seem toughest, it is not the time to withdraw. Engage with your industry leaders and you will realize there are resources and answers if you look and ask. It is just as important to engage and help where your talents can be used the most. The actual delivery of our services is requiring the most thought, the most care, the most caution. But we can do this. We are learning a lot and I’m certain the lessons learned will make us stronger for it. Focus on the problem to get your bearings. Then focus on the solution on how we can keep helping the families that we’ve always found ways to help using the safety protocols in all ways that this particular market requires.”

-- Barbara Brown Hahn (2008)
“Hang in there! Tough times teach you so much, lessons you’ll use throughout your careers. And they give you great stories to tell! Keep your sense of humor.”

 -- Susan Olivier (2007)
“I know that we are all going through a tough time now. But we will make it through. Keep your eyes on what you do have, such as your own wellbeing, your family and friends, your fur babies, all you've accomplished. Take time to reflect on all the positives in your life and before you know it, this will pass.”

-- Mark Scott (2006)
“Now is a time that you can show your value by implementing best practice safety measures while still going to work every day. The great recession required a level of professionalism that until then was unprecedented in our lifetime. This is no different. Reach out to your friends, family and sphere of influence and you can come out of this stronger than when this pandemic started. Stay safe and go to work.”

-- Suzanne Yavorsky (2005)  
“Tie a knot on the end of the rope and hang on for the ride as this too will pass. The sun will shine again and keep the faith.”

-- Isabel Hall (2002)
“I love real estate agents, because they are first and foremost optimists. That optimism in this time is essential. Through this challenge, make the most of your optimism. This situation is not going to last for years and years; it’s going to last for several months. And when those months have passed, the recovery will be amazing to watch. Meanwhile, exercise daily for endorphins, make the most of this time with your families, and stay safe so you can enjoy the incredible recovery.”

 

Topics: Announcements, Industry

County mandates Business notices

Posted by PSAR Communication on Apr 7, 2020 2:30:35 PM

COUNTY MANDATES BUSINESS NOTICES

By Order of the San Diego County Public Health Officer

No later than 12:00 a.m. on April 7, 2020:

All businesses that remain in operation in accordance with the Order and that allow members of the public to enter a facility must prepare and post a “Social Distancing and Sanitation Protocol” for each of their facilities open to the public. The Social Distancing and Sanitation Protocol must be posted at or near the entrance of the relevant facility, and shall be easily viewable by the public and employees.

A fillable Social Distancing Protocol template can be found here and utilized to fulfill this requirement.

A copy of the Social Distancing and Sanitation Protocol must also be provided to each employee performing work at the facility.

All businesses shall implement the Social Distancing and Sanitation Protocol and provide evidence of its implementation to any authority enforcing this Order upon demand.

The Social Distancing and Sanitation Protocol must ensure all required measures are implemented and must identify and require measures necessary to implement social distancing and sanitation at that facility.

If the measures identified and implemented are not effective in maintaining proper social distancing and sanitation, additional measures shall be identified and implemented or the facility shall be closed.

Effective Saturday, April 4, 2020:  All employees who may have contact with the public in any grocery store, pharmacy/drug store, convenience store, gas station, restaurant or other business establishment that serves food shall wear a cloth face covering as described in the California Department of Public Health Face Covering Guidance

Use of Cloth Face Coverings to Help Slow the Spread of COVID-19

From the Center for Disease Control and Prevention (CDC) - Click Here

Step-by-Step Instructions to Make a Fabric Face Mask

For those interested in making masks to wear in nonclinical settings or for personal use, Kaiser Permanente offers step-by-step instructions and an accompanying how-to video. Even homemade masks need to meet certain specifications in order to be effective. Please, if you are sharing the community masks you are making with others, masks should be washed before wear. - Mask Instructions  - 

 

Topics: Announcements, Industry

New DRE Commissioner

Posted by PSAR Communication on Apr 6, 2020 7:43:18 AM

Doug McCauley Commissioner of the California Department of Real EstateOn Friday, April 3rd, Doug McCauley, was appointed by Governor Gavin Newsom as Commissioner of the California Department of Real Estate.

Doug has served as chief deputy director of the California Department of Housing and Community Development since 2018, and has served as acting director of the Department since 2019. He was executive officer at the California Architects Board from 2001 to 2018. Doug earned a Master of Public Administration degree from Golden Gate University.

According to the DRE, this transition is expected to occur in early May.

Topics: Industry

How has The Market been infected?

Posted by Rick Griffin on Apr 3, 2020 4:56:18 PM

Southern California Housing Forecast

Southern California Housing Forecast Live Every Wednesday - 10:00 am

What will be the state of our real estate profession, and both local and national economies, after the COVID-19 pandemic is passed? Will the “new norm” of mandated adaptions we have made during the crisis become permanent?

Economist Steven Thomas, publisher of “Reports on Housing,” recently spoke to PSAR members on Wednesday during a virtual "Zoom Meeting"and offered several interesting insights. Since 2004, Thomas has been publishing “Reports on Housing,” a monthly report for real estate professionals. The report tracks regional demand, inventory, distressed homes and market data. It also shares what buyers, sellers and real estate professionals are experiencing in the trenches. He will be providing a new live report next Wednesday, April 8th at 10:00 am. (and every Wednesday till April 29th)

Thomas is a California real estate broker with decades of real estate experience. He has a degree in Quantitative Economics and Decision Sciences from the University of California San Diego. He has been quoted in news stories published by the Orange County Register, Los Angeles Times, San Diego Union-Tribune, The Wall Street Journal, Fortune, USA Today, Bloomberg, ABC, CBS and NBC television, Cox Cable Television, KNX 1070,-AM News Radio, KFI AM-640 Radio, blogs and Internet news sites. 

In the aftermath of COVID-19, Thomas’ predictions for the remainder of 2020 include:

• Initially, the coronavirus lock-down will limit new supply and damper demand
• Unfortunately, coronavirus fears have resulted in many more cautious fence-sitter buyers
• After the public health concerns subside, look for a more balanced market with fewer unrealistic, overpriced
  homes by sellers who refuse price reductions
• Expect a “tug-of-war” between buyers’ irrational thinking and market realities
• Low mortgage rates also will also stimulate demand and speed up the recovery. Rates are likely to remain in
  the 3 percent range
• The luxury market will be sluggish until 2021
• Overall, the Southern California housing market is projected to appreciate 3-to-5 percent by the end of 2020

blog411_04032020_slide5Thomas said don’t get discouraged by news media reports of Covid-19- caused low economic numbers. This temporary downturn differs from previous downturns in U.S. macroeconomic history

He said, “recession” does not equal “housing crisis.” Home prices appreciated during three of the last five recessions:1980 (6.1 percent), 1981 (3.5 percent) and 2001 (6.6 percent), while decreasing in 1991 (1.9 percent) and 2008 (19.7 percent)

According to Thomas, the economic hardship resulted from the government effectively ordering a nationwide recession by asking businesses to close and workers to stay home.  Much of the economic disruption will continue throughout the second quarter. Real GDP will decline not due to recessionary factors but, instead, in response to meet health objectives as an investment in public health

Among other observations from Thomas:

• The pandemic has changed the real estate industry virtually overnight and presented unprecedented obstacles for realtors accustomed to an in person, high-touch process. REALTORS® are encouraged to utilize long-standing technology to enable remote home closings and other steps of the transaction process.

• We must adapt to a “new norm” by using available technology solutions and ingenuity to drive sales and meet client expectations. It’s important that real estate professionals work together responsibly to ensure the safety of and service to each other and our clients.

• Thomas observed that COVID-19 is a shared American experience, a touchpoint for tens of millions of us who are facing the same crisis and its challenges, even if in different ways. We’re discovering that disruptive times like this can be a catalyst for mass unification around a shared experience.blog411_04032020_slide3

Prior to the coronavirus outbreak, the housing market was pumping on all cvc lenders. It was on the edge of the hottest spring market since 2013. Multiple offers were the norm, home values were on the rise, and there were not enough homes on the market to satisfy the voracious appetite of buyers. Low mortgage rates, in the 3-percent range, were also propelling the housing market surge.

In the month of February prior to COVID-19, sales of existing homes in San Diego County were 3.4 percent higher compared to January 2020, and 7.2 percent higher when compared to February 2019, according to the California Association of REALTORS®. The median sales price of an existing single-family home in San Diego County was $670,000, a $10,000 increase from the $660,000 figure for January 2020. A year ago, in February 2019, the median sales price in San Diego was $625,000, a 7.2 percent lower compared to February 2020. The median number of days an existing single-family home remained unsold on the market in San Diego County was 12 days in February 2020 before the Covid-19 impact. That compares to 23 days in January 2020 and 22 days in February 2019.

blog411_04032020_slide4

Thomas offers a free housing forecast webinar every Wednesday at 10:00 a.m. Registration is available at www.reportsonhousing.com. He sells a “Reports on Housing” monthly subscription for $15 per month or $150 per year. The regional reports feature a local real estate snapshot. One month free is available upon sign-up. Follow Thomas on YouTube, visit www.Youtube.com/ReportsOnHousing, and Facebook at @reportsOnHousing.

 

Review Steven's last presentation from April 1st, 2020.   View Slides    |    Watch recorded video


Co-Hosted by:

PACIFIC SOUTHWEST ASSOCIATION OF REALTORS®                North San Diego County Association of REALTORS®                      Orange CountyRealtors            

Topics: Announcements, Industry

Clerk of the Board office now by Appointment Only

Posted by Richard D'Ascoli on Apr 3, 2020 12:02:54 PM

County of San Diego

I wanted to inform everyone that since the Sheriff Deputies are not letting members of the public into the building without an escort by an employee, the Clerk of the Board, has had to change the Map Recording Process that was previously set in place. In order to ensure we have staff available and can escort customers from the building entrance,  we will now be providing map services by appointments only. If a customer’s map requires approval/signature of the Clerk of the Board (COB), the customer can call us at (619) 531-5600 or email us at cobmaps@sdcounty.ca.gov to schedule an appointment. Our website has been updated to reflect this information & I will also be posting signs at the entrances of the CAC.

Best Regards,

Samantha Lanham

Board Assistant
County of San Diego - Clerk of the Board of Supervisors
1600 Pacific Highway, Rm. 402, San Diego, CA 92101


Recorder’s Office
When a customer has a map to be recorded, they may call the supervisor line at (619) 531-5007, or email  Vanessa.ross@sdcounty.ca.gov, Carlos.argandona@sdcounty.ca.gov  and  DeAnna.Hernandez@sdcounty.ca.gov to arrange a time to do so. A supervisor or the map staff will go out of the office to get the map and payment from the customer. If it meets all requirements and is recorded, the map staff will take the receipt for payment back out to the customer. If rejected, the map will be taken back to the customer for correction.

Please note: the above process will apply while the office remains closed to the public. Once the office re-opens, map recording will once again be processed on a walk-in basis.

 

Clerk of the Board
If the map first requires approval/signature of the Clerk of the Board (COB), the customer must first call the Clerk of the Board at (619) 531-5600 or email them at cobmaps@sdcounty.ca.gov for an appointment. They are only available Monday-Friday between 8-4 for map transactions. Once they have an appointment, they should then contact us at the above information to let us know their appointment time with the COB. Once done with the COB, the clerk or customer will call the Recorder’s Office, then they will walk the map down to the hall outside our office doors, where the supervisor or map staff will retrieve the map and fees for recording. Staff will return the receipt after transaction is completed.

 

Treasurer Tax Collector
If a Map Tax Clearance Certificate is required from the Treasurer-Tax Collector (TTC), the customer may request it by mail. They need to include the Map Tax Clearance Questionnaire, a 26” x 18” copy of the map and the $108.00 fee, mailed to: San Diego County Treasurer-Tax Collector, 1600 Pacific Hwy, Rm 162, San Diego CA 92101. The TTC will mail the original clearance back to the customer. If an immediate drop off or pick up is needed, contact the TTC staff at (619) 685-2622 or email Zina.poles@sdcounty.ca.gov (she is out of the office on Thursdays).

The Map Tax Clearance Certificate may be filed by mailing the original, along with the $8.00 filing fee to the San Diego Recorder/County Clerk, P.O.Box 121750, San Diego CA 92112-1750. The certificate may also be filed at the same appointment time the map is being recorded. We will not be making appointments to file the certificate only.

 

Topics: Brokers/Managers, PSAR Benefits, Industry

NAR just launched an SBA Loan FAQ

Posted by Richard D'Ascoli on Apr 2, 2020 12:21:57 PM

National Association of Realtors has FAQ

NAR just launched an SBA Loan FAQ which covers the Paycheck Protection Program (PPP) and Economic Disaster Injury Loans (EDIL) included in the CARES Act and are available to self-employed workers, independent contractors, sole proprietors, and individuals who work on Commission: Coronavirus: NAR SBA CARES Act FAQs.  We expect another FAQ on the Pandemic Unemployment Assistance (Unemployment Insurance) to be released later today or first thing tomorrow.

 

Topics: Brokers/Managers, PSAR Benefits, Industry

Two New Forms Released by C.A.R.

Posted by Richard D'Ascoli on Apr 1, 2020 9:37:25 AM

To help agents navigate practicing real estate during these challenging times, C.A.R. has released these best practice guidelines that reflect C.A.R.'s understanding of Governor Newsom’s stay-at-home order. This document details recommended best practices for marketing, showing and closing on properties while maintaining compliance with CDC recommendations.

To compliment new guidelines released by CAR yesterday, today two new forms were released:

  • One is a Listing Agreement Coronavirus Addendum or Amendment (RLA-CAA) for sellers and listing agents to sign, and
  • The other is a Property Viewing Advisory and Declaration (PEAD) that is to be given to and signed by the seller, buyer, agents and anyone else who will be entering a property.

The forms can be accessed here.  These forms will be added to Zipforms.

Successful non-essential businesses, while remaining open, are changing the way they do business.  For example, while they remain open, restaurants may not serve food.  The first priority needs to be safety. If the public, the client and the Realtors is careful and safe, we will get through this crisis more quickly.

Topics: Brokers/Managers, PSAR Benefits, Industry

New Guidelines released for Best Practices During COVID-19

Posted by Richard D'Ascoli on Mar 31, 2020 5:38:24 AM

The CALIFORNIA ASSOCIATION OF REALTORS® offers Best Practices Guidelines to assist agents in the safe practice of real estate. Following these guidelines will enable REALTORS® to demonstrate care for the health and well-being of clients, colleagues and the greater public welfare in reducing the risk of exposure to, and spread of, COVID-19, while providing the essential services of residential and commercial real estate recognized by the Department of Homeland Security as being necessary for the maintenance of America’s Critical Infrastructure. 

These guidelines reflect C.A.R.'s understanding of Governor Newsom’s stay-at-home order issued March 19, as updated by the “Advisory Memorandum on Identification of Essential Critical Infrastructure Workers During COVID-19 Response” from March 28, 2020, which expressly includes residential and commercial real estate, including settlement services, as essential services. These guidelines are being updates regularly as more information becomes available.

 

Topics: Announcements, Brokers/Managers, Marketing, Industry